M K Credit Information Service
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CISCO Credit is a leading provider of independent verification services to mortgage lenders, banks, credit unions, property management firms, and other businesses. Combining innovative services with cutting-edge technology and industry-leading customer service. CISCO Credit is an independently owned and operated, national Credit Reporting Agency (CRA) with corporate headquarters in Mesa, Arizona.

Founded in 1986, CISCO Credit has grown in the past 30 years to be one of the leading independent CRAs in the United States. We have no affiliation with Cisco Credit, Inc., Santa Ana. CISCO Credit provides the latest products in Mortgage Information Services, Tenant Screening Services, and Background Screening Services.
Services
Merged or single repository infiles are available within 15 to 30 seconds when ordered electronically. Rapid 48 hour Credit Score recalculation is an agreement between CISCO and the 3 national repositories. CISCO is able to submit the proper paperwork directly to the national bureaus and in 48 hours we are able to update the borrower's credit report and change their Credit score(s).
Let CISCO help you lower your risks of bounced checks, late payments, evictions, and damage to your rental property. Our tenant screening services can make doing business easier, safer, and more profitable! There are currently more than 386,000 registered sex offender's nationwide. Sexual offender registry searches are statewide searches of registered sex offender databases.
CISCO provides innovative background screening services and solutions that help you transition job seekers into productive employees, confidently and as quickly as possible. Reduce risk, lower turnover, and increase productivity. Our customized screening packages are tailored to your unique hiring process.
Credit Rescore: CISCO is able to submit the proper paperwork directly to the national bureaus and in 48 hours we are able to update the borrower's credit report and change their credit score(s). Rapid 48 hour credit Rescore is an agreement between CISCO and the 3 national repositories.

CISCO is able to submit the proper paperwork directly to the national bureaus and in 48 hours we are able to update the borrower's credit report and change their credit score(s).We do not guarantee a credit score change because of the many possible factors involved. However, we have experienced score changes of 30 to 40 and in some cases greater than 75 points.
Technology: CISCO offers the most advanced, versatile, and powerful web-based credit ordering environment available anywhere. A one-stop solution for all your mortgage credit needs. Its certification indicates that MeridianLink's security controls, procedures, and policies stand up to the highest in security standards.
Reviews (4)
Kathleen Bechtel
Kathleen Bechtel
Jun 14, 2021
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Cisco Credit is excellent! Always great customer service that's quick, responsive, and thorough. A misconception is that Cisco pulls consumer's credit reports... they do NOT. Lenders use their services to pull your credit.
Ted Canto
Ted Canto
Oct 02, 2019
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Great customer service! Some people are coinfused in that they don't pull your credit. They are a service company to the lending world. They have always helped us in the past with our customers' credit needs.
Tessa Marshall
Tessa Marshall
Jun 12, 2019
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My information was given to this company without my permission by a mortgage lender Ameri First without my knowledge
Jim Nelson
Jim Nelson
Dec 30, 2018
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I am a licensed mortgage broker & have used CISCO for many years. Great company very pleased.