Emma Butler is a Senior Mortgage Loan Officer at Neighborhood Loans. Since joining the industry, Emma has become an esteemed member of the Residential Mortgage Lending community. Her commitment to ensure the best interests of her clients and those who seek her unbiased consultation is her top priority.
The relationships she has developed with her clients and referral partners throughout her career show that having a foundation of trustworthiness, honesty and dedication will result in a loyal and growing client base. Emma has over a decade of experience originating Real Estate transactions. While her track record speaks volumes, she is eager to continue her trajectory of becoming the most respected and knowledgeable Loan Officer in Chicago.
The relationships she has developed with her clients and referral partners throughout her career show that having a foundation of trustworthiness, honesty and dedication will result in a loyal and growing client base. Emma has over a decade of experience originating Real Estate transactions. While her track record speaks volumes, she is eager to continue her trajectory of becoming the most respected and knowledgeable Loan Officer in Chicago.
Services
But. even if you've bought a house in the past, you can use this guide to refresh your memory and get the best deal your second time around. You should begin your mortgage process here, as it will give you a better idea of what your mortgage program and loan amount might look like in advance. Basically, you (the borrower) are asked to paint a general picture of your credit worthiness to your lender.
By the time you finish reading this guide, you will know if a refinance is right for you and the exact steps you need to take to refinance your mortgage. A Mortgage Refinance is when you finance a new mortgage with new terms and use the new loan to pay off your existing mortgage balance. Be sure to let your lender know what you would like to accomplish by refinancing your mortgage.
We provide the best programs that suit all of our clients needs. Below you will find their descriptions, the key advantages and the minimum downpayments necessary for each program. An adjustable rate mortgage (ARM) is a type of mortgage that issues an interest rate that changes periodically that is reflected off an index, which can make payments go up or down.
Emma Butler is an amazing person who is very good at what she does as she truly cares about her clients and loves her job. She went beyond any expectations providing me detailed and easy to follow calculations of different opportunities so I could compare them and make an informed decision. She spent 4 hours of her personal time on a weekend to go over all my questions and was available any time day and night.
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