Creditninja
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Creditninja
We are a superior online lender offering more affordable personal loans, for borrowers with low credit scores. Our quick and easy loan process allows you to get the cash you need, at ninja speed. If you're currently experiencing a financial emergency, CreditNinja is here to help. Everything you need to get approved and funded is right at your fingertips.

With our completely online process, you can apply, get a decision, get your cash, and repay it, all from the comfort of your own home. Which is more important now than ever before. Exceptional customer service - Our Customer Care Team is here to help, every step of the way. CreditNinja's goal has been-and always will be-to help borrowers who are experiencing difficult financial situations.
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A little cash can go a long way. Get your finances back on track with a personal loan from CreditNinja. Whether you're paying off an unexpected expense, or you need some cash to make it to your next payday, CreditNinja is here to help. At first glance, that personal loan you've been considering might seem like a great idea.
A report by FICO revealed that more than a quarter of Americans have subprime or lower credit scores from major credit bureaus. That means, on a scale of 850, they average credit scores between 300 and 620. While a FICO Credit score below 580 is considered to be bad. People with lower credit scores and less credit history may experience difficulties qualifying for a loan, but they do have several loan options available to them.
Most of us need additional funds at some point in our lives. While some people don't like the idea of borrowing money even if they desperately need cash, others realize how helpful taking out an online loan can be, especially when you need money urgently or need to finance a big purchase.

With the proper information, the chances of getting a deal are much higher, so make sure you are well informed on terms before deciding to take out an installment loan.Installment loans are typically considered one of the most affordable loans services you can opt for to get extra money, and they are something you should consider if you are thinking about a home renovation, paying for a wedding or wanting to get a new car.
Which debts should you pay first? Where should you keep your savings? How is your credit score calculated? This section of our website is designed to help you understand the ever changing financial world. CreditNinja wants to be your resource for information covering these topics and many more. Check in regularly for updates.
If you're thinking about taking out a new loan, it's important to do your homework. Knowing how the interest and payments will affect your budget is the key to making an informed decision. At CreditNinja, we want to simplify this process by helping you get the information you need. Check out our handy loan calculators to find out if the loan you're considering is the right one for you.
Reviews (8)
Antwan Davis
Antwan Davis
Jan 28, 2022
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Horrible rates and extremely expensive. I understand that it's for people with less than favorable credit but a $1500 loan should NEVER cost $4500 to repay.
Tilda Renee
Tilda Renee
Jan 18, 2022
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Been sending me things for months. I'm having some car troubles and the extra money would have helped a lot but honestly I should have known better when then wanted all of my bank account information and my BANK LOG IN INFORMATION. I was approved on the condition that they get my bank account log in info. Finished filling it out and then was rejected?? There is nothing in my bank account that would make a loan that I'm previously approved for be denied....
Jackie Ervin
Jackie Ervin
Jan 15, 2022
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Well it says Im approved loan is active but funds have not been deposited into account at this time. But the applying 2as fast and simple
Wayne Stone
Wayne Stone
Jan 04, 2022
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The loan process was hassle-free and easy. They got me approved in almost no time. I would definitely recommend creditninja to a friend.
Chris Taglienti
Chris Taglienti
Dec 14, 2021
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I borrowed money from them. $500 loan. Nine payments of $104.73 until paid in full. Now, I'm borrowing $1001. Eighteen payments of $171.83. I'm going to use this money to pay off some of my credit cards and get my deposit refunded.
I saw the inquiry on Experian, buy I didn't see my payment history. I wonder if CreditNinja would be willing to post my credit history to the credit reporting agencies. Experian, Equifax, and/or Transunion.
Jamila Miller
Jamila Miller
Nov 29, 2021
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They are very nice warm understanding staff that will show compassion for what is your best interest with judgment free and considering that right now you are experiencing hardship. Loving and caring staff
Manny
Manny
Nov 11, 2021
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Absolutely a last resort service. It will cost you double to take a loan with the various charges and the payments are ridiculous. Definitely have to be desperate.
Eduardo Gongora
Eduardo Gongora
Aug 29, 2021
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A really good loan place especially for your first time. They work with you if you are falling behind all you have to do is call before payment date. They are super friendly and let you informed on everything and anything you need.