Buying a Home should be Stress-Free! We will guide you through the process and help you select the best possible loan option for your specific situation. Whether you want to lower your payment, build equity quicker or tap into your home's existing equity? Getting started is quick and easy. If you have any mortgage related questions that were not answered on our website, please schedule a call with us!
Adam and his Team are fantastic! They provided an excellent customer experience, competitive rate and guided us through the CP loan process with ease. I highly recommend calling Adam if you are considering a refinance, purchase or building your own home! I relocated to South Carolina for work. Adam and his team were highly recommended to me by my realtor.
Adam and his Team are fantastic! They provided an excellent customer experience, competitive rate and guided us through the CP loan process with ease. I highly recommend calling Adam if you are considering a refinance, purchase or building your own home! I relocated to South Carolina for work. Adam and his team were highly recommended to me by my realtor.
Services
Unlike most other loan officers who operate as "One guy with a cell phone and no plan, " we've built a team that operates systematically which results in a much more consistent experience for all of our customers. We take a very open and positive approach, getting to know you and your personal situation first so as to make sure everything works out just right for you.
How much you can borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view. Before you start looking for a new home, you need to have an idea of how much you can afford to pay for a home. To find this out, you will need to take a closer look at your total monthly household income as well as the debts and regular monthly payments you are already making.
Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes. As you can see, your payment will vary depending on how much you will be borrowing, the interest rate, and the length of your loan. Other factors also need to be taken into consideration, such as your taxes, your insurance, and your PMI, all of which are included in your monthly house payment.
Is it financially better to buy a home or to rent? The answer to this question depends upon how much the home costs, how much you are paying for rent, and how much you will have to pay each year in order to maintain your home. If you were to pay $800.00 per month, for example, and the average rental payment increase was 4.000%, you would pay $51,996.70 in a 5 year period toward rent.
Deciding whether or not you should refinance your home mortgage depends upon several factors. It also depends upon whether you are looking to simply reduce your monthly payment or if you are hoping to save money in the long run. Summing up these numbers, we can figure out your total refinancing LOSSES, which will be $174.68.
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