Fora Financial
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Fora Financial
Fora Financial provides strategic working capital from $5,000 to $500,000 in as little as 72 hours from approval. Our one-page application and a few months of bank statements can get you an approval in less than 24 hours. Are you sick of jumping through hoops while trying to get a bank-issued business loan?

With Fora Financial, business owners can receive a personalized small business loan that will fit their various needs. Our simple application process requires only a few bank statements, rather than extensive paperwork and complex financial information.
Services
Fora Financial has delivered more than $2 billion to over 25,000 small businesses since it launched in 2008. The company raised debt capital, opened a successful credit facility, and tripled their funding volume. Reached milestone of providing $500 million to businesses, and closed on a revolving credit facility.
Many business owners think that pursuing a traditional bank loan is too time consuming. At Fora Financial, we realize that your time is precious, so we make our process short and simple. No business is the same! While your business may require new equipment, another business needs to fill inventory orders.
Located in Midtown Manhattan, Fora Financial is an industry leader in providing flexible financial solutions to small businesses nationwide. Our employees drive the overall success of our business and are valued for the contributions they make every day. Interested in Fora Financial, but don't see a position that is related to your credentials?
Fora Financial is committed to helping small businesses succeed! Check out these success stories, and find out how our financing allowed these businesses to flourish. Owner of an IT consulting firm in Virginia, Rodney Thomas utilized our small business loan product to on-board and assist additional clients.
If the consultant you're working with works directly for the company supplying capital to your business. If the name of capital provider on the application you receive is the same as the name on the contracts. Your personal credit should only be pulled once when working with a direct lender.

If you are not working with a direct funding company they may send your company information to several direct funding companies, who may all pull your credit.At Fora Financial we are able to provide you the funding your business needs in as little as 72 hours after approval. With minimal paperwork, we aim to create a stress and hassle free process.
Reviews (19)
H. Gerard F.
H. Gerard F.
Jan 14, 2022
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Recently received a letter from Fora Financial stating that because we were approved for a paycheck protection loan from Capital Plus Financial we may qualify for financing up to 55,200 dollars. Fora states in a caring manner how the protection loan just isn't enough so many businesses need more money due to COVID. Never once is a monthly minimum balance in your account spoke of. But just like Capital Plus Financial that did approve my wife they never gave us the loan, just kept it, maybe spent it at a Casino. We felt discriminated against. Fora Financial is no different. They don't
AnonyMous Shop R.
AnonyMous Shop R.
Oct 18, 2021
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Hmmm, my advice...take their great offer they just emailed you, (and 10,000 other needy people), fold it up , throw it away, and run as fast as you can in the other direction... c...r...o...o..k...s
Chris M.
Chris M.
Jun 04, 2021
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This company is unethical! Pure mafia tactics. Stay away from this joke of a company.
Alex M.
Alex M.
Jan 24, 2020
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Im disappointed in the tactics the company uses. I was given notice of two approvals; one was an advance with a daily payback and I had specifically told the account manager David that I wasn't interested in that type of payback, the second was exactly what I had asked for; a weekly payback with a cap I could work with. I asked very specific questions to be sure it would work and he went back to the underwriter to clarify. Ultimately I discussed it with my wife and we agreed we could do it do I accepted the offer. We forwarded our identity documents and a voided check. Then they sent the
Creation B.
Creation B.
Dec 31, 2019
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I think I was mostly upset that I even considered using Fora Financial to help me with something I could most likely help myself out with using a more thought out plan and not incur another debt and without the strings attached. Knowing the full terms up front is what's most important to me and when someone tells me that I am approved and have me sign contacts only to tell me moments before funds are to be transferred that they cannot do so because I am no longer approved is unacceptable. They literally wasted a half day of my time that I could have been doing something more productive. I
Steve D.
Steve D.
Jul 18, 2019
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John Donoghue and his team at Fora did a great job of lending our company, colorme beautiful Inc., the money we needed at a good rate. And, they were efficient and fast and easy to work with. I recommend Fora Financial
Shanii B.
Shanii B.
Nov 09, 2018
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I worked with David Cohen as my account manager at Fora Financial. I was in a bind, but didn't want to get a loan with exuberant payment amounts. The process took about 2 days, but my funds were wired to me the 2nd business day. I wish I would have worked with them sooner.
Bart R.
Bart R.
Apr 12, 2018
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First off if I could put 0 stars I would. Let me just say I'm not one of the people who are unhappy because they didn't get their funds. I was approved fairly quickly after the 3 statements was sent in but as the process got to the end something just wasn't right. Constant nagging about finishing the loan ( hello I have other things in my life ) while busy trying to do taxes , and run a buisness. Then the questions came " how does your Acount look since we approved you?" Get out of here. I was solicited by you guys , didn't really need the funds , and yet you approve
Jams P.
Jams P.
Jan 22, 2018
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I expected the entire process to drag on for a few weeks with nonstop paperwork requests, but I was pleasantly surprised how Fora was able to turn it around within a week! Do expect to submit paperwork - bank statements, soft credit pulls etc. At the end of the day both parties are taking huge risks so doesn't surprise me they requested all that info. If i had any reservations about submitting personal info I'd just walk away, but guess what, you won't find another lender who won't ask for the same stuff. My rates were high but I expected that as well. read through a lot of
Yuma S.
Yuma S.
Dec 14, 2017
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Thank you John Donoghue!
The best customer service experience I had so far in the US!
After a bad experience with another representative, John took over our file and did an amazing job for us!!!
We got what we needed and it was fast and efficient like I've never seen before...
If you need money for your business John is your guy!
You'll get responses within a minute by phone or email and always the truth...
Kinga K.
Kinga K.
Sep 15, 2017
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Absolut disrespect! I called to ask for founds , the guy is in total rush , quickly trying to explain the system . Of course without any clue apparently how much would be a payment for 50k for 10 months . He wants application to be filled out immediately without giving reasonable afford in explaining how the founds work . Like i will give you all my info , right here , right now just because you want to " give me " 50k ; Apparently no interest ! He hangs up on me , i ask to much questions . No thank you ! I do not need your founds desperately , and there is many others will take their
Andrew W.
Andrew W.
Nov 11, 2016
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Quick to take an application but had to call to follow up just to hear that they did not want to do business that they basically could not compete with the offer I already had.
Jerry T.
Jerry T.
Mar 10, 2015
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I understand everyone's suspicion. I'm glad I didn't view your comments earlier. However after dealing with different companies that provide these types of loans, I'm glad that Mark and Joe convince me to switch with them, since I was literally minutes from funding with another lender. Most of their promises were fulfilled. The terms changed but overall they worked with me to help me save a significant amount of money. All my emails and calls were always answered and the owner and one of the analyst gave me their personal cell phone numbers. I am looking forward to continue
Zz L.
Zz L.
Nov 17, 2014
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Fora financial is a big scam .... we were suppose to close a deal about 2 weeks ago.
they told me my deal will only take about 2 days for me to be funded.
i provide all paperworks they could possibly need to close this deal.
they start getting my money in they account .....


don't know what happen but the broker call me days after we were suppose to close this deal. and tell im sorry the underwriter kill the file .... how do you kill a file when you already gave me a quote and i start transfer my money into your account ?????


stay aware from them please .......
Marko J.
Marko J.
Aug 12, 2014
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Ryan jaskot...yes we worked very hard to get the deal closed....but fees are up front on contract not hidden.....he said also my fees were 1800 for fora and 1200 for lender....i have that text saved by the way...and the contract....its unfortunate....ryan and fora are like most companies who come and go..you would think people might wise up and build clientel and a relationship....instead of burn them for 1900 in hidden charges...i must say it was my fault for trusting them...but thats what contracts are for isnt it?..anyone who wants to see my contract and text message to show you proof i will
Bob F.
Bob F.
Mar 12, 2014
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Just spoke to this company- they sent me a "prequalified letter" for up to $250,000.I guess they got the info from an SBA 7a loan database. Anyway, when I spoke to them I could here the boiler room noise in the background- never a good sign :)
Bottom line- they quoted me a "factor" that I was paying back with the loan- equates to over 25% for just a 9 month short term note paid daily- you're kidding me right? How desperate do you have to be to borrow from these guys?
Anyway, I declined, said no thank you & hung up- and was subsequently called back by 3 different guys
Gary P.
Gary P.
Dec 16, 2013
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Craig Lecker was very helpful and followed through on every commitment. All phone calls were promptly returned no matter what time of day. The BBB maintains positive info on this company so don't just rely upon Yelp.
Jim C.
Jim C.
Dec 05, 2013
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These people literally call me every 2-3 weeks. One time I got called twice within a matter of hours. How the heck did they even get my cell number? They call both my cell AND my business line. Not only that, I receive snail mail saying I got pre-approved for a loan. I never once applied for a loan with them. Adding insult to injury, they send me faxes too. I have no idea how these people got my fax number. Thank God I don't have an email because I'm pretty sure these people will send me spam as well.

I asked them multiple times to TAKE ME OFF THEIR LIST. Obviously, they do
Lisa J.
Lisa J.
Oct 04, 2013
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I signed up with them and my rep was just fine through the process. He was very quick to get back to me with everything he needed and now that I am funded, when I have questions he seems as though he can't be bothered to answer or provide me with the information I need. This is a great program if you need funding, but they need serious help on the customer service end.