Valley Mortgage Investments
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Bakersfield, California-based Valley Mortgage Investments, Inc. (VMI) funds and services private money (hard money) mortgage loans secured by real estate. We broker and portfolio 1st Trust Deeds on investment properties including residential, multi-family, commercial, industrial, agricultural, and vacant land.

Although we lend throughout CA, our focus is in the Bakersfield, Kern County and Central Valley areas. We only accept applications for business purpose loans i.e. We offer loans on all types of real estate; residential, commercial, industrial, agricultural, special purpose and land. Our staff and ownership group has over 100 years of experience in the real estate industry.
Services
Valley Mortgage Investments (VMI) was formed in 2009 as a privately held firm focusing on funding and servicing private money loans secured by real estate. We work with a multitude of investors in placing their funds in privately held real estate loans (Trust Deeds). We are a full service private money lender.
Fix and flip projects are popular real estate investments that can be very lucrative. These investments involve acquiring a property, making repairs and renovations to the property to increase value, and reselling the property for profit. Fix and flip investments often cannot be financed through conventional loan options making hard money an attractive option.
VMI's high level of trust with our investors has been achieved through a commitment of integrity and dedication to protecting the investor's interest. VMI was formed for the investors and we consider them a part of the company. Every employee and owner is an investor, so we completely understand your needs.
Our investors are the backbone of VMI and one of the primary reasons we were founded. We do everything we can to simplify the process of investing in Trust Deeds while keeping our investors in compliance with state and federal regulations. The link will send you to another website to access this program.
With approximately 80% of our loans coming from referrals, we know how important it is to keep strong relationships with loan officers, loan brokers and real estate agents. We work hard to get quick answers to your inquiries because we know your time is valuable. We can usually tell you in the initial contact whether we can fund your client's loan.
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