Ready to embark on the journey of buying a home or refinancing a mortgage? Let us guide you to the loan program that's the best fit for you. We have a team of professionals who are eager to assist you with this important financial commitment. For assistance in finding the perfect loan program for you, feel free to contact us at 661.324.2427.
We will give you the personal service you deserve and treat you right. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
We will give you the personal service you deserve and treat you right. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
Services
We provide you the best information to help you decide to purchase or refinance your personal home, vacation home or investment property. You can trust us to help you find the loan program that is best for you and your family, according to your goals. The loan process can be a source of anxiety and we are here to assist you from start to finish.
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
The huge number of refinance options available is truly breathtaking. Contact us at 661.324.2427 and we will help you qualify for the perfect loan program for your financial needs. What do you hope to achieve with your refinance loan? Considering in mind the information below will help you begin your decision process.
Reverse mortgages (sometimes referred to as "home equity conversion loans") give older homeowners the ability to use their equity without selling their home. Deciding how you would like to be paid: by a monthly payment, a line of credit, or a lump sum, you can receive a loan amount determined by your home equity.
When you apply for a mortgage loan, you should know the difference between a mortgage broker and a mortgage banker. It's easy to confuse the two as both will give the same result: a new home. But as you begin the application process, it can benefit you if you know how they differ. A mortgage broker is a person or firm that works as an independent agent for both the mortgage loan borrower and the lender.
Reviews (12)
Jennifer Clayton
Sep 02, 2021
Report
Allyn is amazing! He walked us through our home purchase efficiently and professionally. We had a million questions and he answered each one promptly and made sure we understood. We were able to depend on him to get everything done and he worked well with our realtor too. We could not have asked for a better lender experience.
Ed Bullard
Jun 14, 2021
Report
Vanessa Boel
Mar 07, 2021
Report
Delaney Johnson
Jan 15, 2021
Report
I knew interest rates were low and it was a good time to consider a refinance but I didn’t know where to start or who I could trust to help me get the best scenario so I kept pushing it off. After discussing with family and friends my dilemmas, my aunt and uncle referred me to ALLYN and everything was so easy once I reached out to him! He didn’t come off as a sales person like my mortgage company that had been blowing me up but was truly looking out for my best interest. He took the time to explain everything to me and gave me a few different scenarios. He gave me an honest opinion and helped
Margo F.
Dec 30, 2020
Report
I was reluctant to explore my options for refinancing because I thought it would be such a headache. Allyn made the process super easy and in less than 24 hours laid out all my options in a very friendly and educational approach. I would recommend him to anyone who is looking for a hassle-free experience!
Jon Jackson
Nov 17, 2020
Report
Joshua Pennywitt
Oct 07, 2020
Report
Zach Douglas
Jul 15, 2020
Report
We loved working with Mike and Agape Mortgage. They were incredibly helpful and worked hard to give us the best experience possible. As first time home buyers, they walked us through every step of the process and explained everything to us. They were available to answer any and all of our questions. Highly recommend.
Doan Nguyen
Jul 05, 2020
Report
If you are finding a loan officer for anything related to mortgage in Bakersfield, Allyn is THE ONE. You can just contact him if you have any questions even if you have already started this process with other company. In last few years, he has spent time and efforts to help me several occasions even though I'm not his client. He is so generous and willing to help without asking for anything in return. You don't have to be his clients to get his advices for FREE. I highly recommend him.
N. Carr
Jun 09, 2020
Report
It was a very pleasant experience working with Mike Geoege of Agape Mortgage from beginning to end. I vouch for their honesty and integrity. Mike quickly responds to email inquiries and answers all of your questions in detail. Our refinance process went smoothly. I highly recommend doing business with Agape whether you are in the process of applying for a home loan or refinance.
D. S.
Sep 27, 2015
Report
The best loan company I have ever come into contact with! After a horrific experience with several other loan companies and being in the process of buying a home for nearly a year they were the first and only ones who explained everything and gave us an honest opinion of what our best options were. I highly recommend agape mortgage, if only I'd've known about them a year ago!!! They sincerely care about you and what is best for your family- something that is very rare!!!!
Kanda S.
Jul 22, 2013
Report
