I started my real estate financing career in 2005. Since then, I have worked hard to deliver the best in customer satisfaction and fix problems when others have fallen short. I have built my business on these principles. Home ownership is part of the American Dream and I take pride helping families achieve this goal.
I also enjoy helping real estate investors make sound decisions in their investments. As a real estate investor myself, I love helping others decide which properties will bring them the highest returns on investment. I am able to do loans anywhere in California however my focus on the central coast and central valley.
I also enjoy helping real estate investors make sound decisions in their investments. As a real estate investor myself, I love helping others decide which properties will bring them the highest returns on investment. I am able to do loans anywhere in California however my focus on the central coast and central valley.
Services
We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written "intent to proceed" with the mortgage application. Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
The following is a partial list of programs offered by Vero Mortgage with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 559-734-5000. These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac. Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
It's easy to understand why many people looking for a new home are turning to FHA insured mortgage loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
If you already have an FHA mortgage then you might qualify for a FHA Streamline Refinance. An FHA Streamline Refinance is a great way for a borrower with an existing FHA backed mortgage to reduce their interest rate, reduce their payment or possibly both. No Appraisal is Required - because your loan is already guaranteed by your existing FHA loan, the FHA will allow you to use your home's original purchase price as your home's current value.
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