Southern Home Loans is a leader in the home loan industry. We provide our customers with simple methods of finding their best home loan solutions. Whether you're looking to buy a new home or get a reverse mortgage to help you make ends meet, we've made the application and qualifying process easier than it's ever been before.
By streamlining the online application process, we've made it possible for you to apply for a home loan and be on your way in a matter of minutes. Because we're experienced experts in the home loan industry, we've been able to develop all of the best tools to help our customers get the loans they need without any of the headaches or uncertainty that often comes with trying to close on a loan.
By streamlining the online application process, we've made it possible for you to apply for a home loan and be on your way in a matter of minutes. Because we're experienced experts in the home loan industry, we've been able to develop all of the best tools to help our customers get the loans they need without any of the headaches or uncertainty that often comes with trying to close on a loan.
Services
Southern Home Loans was founded in 2006. Our goal is to give each of our customers the lowest possible rates and the best home loan options around, while also providing them with a personalized experience. We work for you to ensure that you're always happy with your home loan by providing you with a number of options that cater to your specific needs and abilities.
This program is designed to make purchasing a home more affordable for home buyers by providing home buyers with affordable interest rate mortgage loans and down payment and closing cost assistance. Mortgage loans in this program are available on a first-come, first-serve basis. The home buyer may choose between a Conventional, VA-guaranteed, FHA-insured, or USDA-RD 30-year fixed rate mortgage.
Make your new home happen with a construction loan from Southern Home Loans. We offer excellent interest rates so that you can affordably construct the home that you have wanted your whole life. Construction-to-permanent loans are essentially two loans in one. It is a loan for the construction of your home that then automatically gets converted into a mortgage the moment you move in.
If you're looking for a consistent interest rate with the same payments every month, then a 30-year fixed mortgage from Southern Home Loans is for you. This is the choice that you want to make if you're planning on living in your home for at least seven years. If you're planning on moving in less than seven years, then it will probably be cheaper for you to use a stable-rate loan.
If you want constant rates without any sort of hassle in setting up a 15 year fixed mortgage, you've come to the right place. The 15 year loan offers lower interest rates than the 30 year, but it does require a higher monthly payment. The 30-year mortgage does allow you to make smaller payments, but you'll pay more interest for a longer period of time.
Reviews (12)
Nicole Moneymaker
Aug 18, 2021
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Robin Losapio
May 31, 2021
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Shelly Schenck
Dec 25, 2020
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Brandon and his team at southern home loans went absolutely above and beyond for my family we truly are so blessed with all the work Brandon did for us, there are not enough thank you's we could say. We probably drove him crazy with this whole process but he never once lost his patience with us! I would HIGHLY recommend Brandon and his team they make dreams come true!
Thank you for all your hard work you did for us and making sure my family got into our home!
Thank you for all your hard work you did for us and making sure my family got into our home!
Gary Lankford
Nov 23, 2020
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Sarah Taylor
Oct 16, 2020
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Southern Home Loans is the greatest group of people to work with specifically Brandon and Paulette. They made the loan process very easy and they were beyond helpful answered anything I asked and made sure I had everything I needed to close on the house I had my heart set on.5 star review all the way.
Karla Franco
Jul 02, 2020
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When I first decided to buy a house, I was extremely nervous, didnt know what to expect. But between my realtor and Southern Home Loans the experience was very smooth. There did everything possible to make sure every step was firm and looked for our best interest. They always kept in touch through phone calls and emails, always keeping us updated with every status of every step. I was always inform, therefore I fully trust them and recommend them to anybody who wants an enjoyable purchase, from the beginning until you can finally walk through the doors of your dream home. Thank You!!
Giz S.
Jun 22, 2020
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Justin Turner
Jun 20, 2020
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Virginia Ortiz
Jun 11, 2020
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Sarah Haydu
May 12, 2020
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Robert Rider
Apr 23, 2020
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Preston Garrison
Jul 27, 2018
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I can’t say enough good things about Southern Home Loans! As first time home buyers, we had absolutely no idea where to start with this process. Brandon and his team were always there whenever we had questions, and they made our first time home buying experience go so smoothly and efficiently. We highly recommend them and we are so appreciative for all of their help.
