Equity Mortgage
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We are a full-service mortgage company based in Owings Mills, MD. We specialize in Conventional, FHA, and VA Home Loans in Owings Mills. We also serve the surrounding cities in Baltimore County. Whether you are buying a home or refinancing in the zip code 21117, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. Contact Equity Mortgage Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Services
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Licensed under Maryland Mortgage lender law by The Office of the Commissioner of Financial Regulation Lic. Licensed in the District of Columbia by The Banking Bureau of the Department of Insurance, Securities and Banking Lic. Equity Mortgage Lending strives to ensure that its services are accessible to people with disabilities.
Equity Mortgage is looking for results-oriented individuals we can develop into Mortgage Professionals. Prior sales experience is strongly preferred but not required. College graduates with a desire to succeed are encouraged to apply. Candidates must be self-starters with a great attitude who are able to build and maintain relationships with our customers.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Reviews (3)
Alexandra Lavery
Alexandra Lavery
Sep 17, 2021
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My experience with Ken Venick was great! It was my first time applying for a mortgage. Ken always answered all my questions thoroughly (and over and over again). He and his team went above and beyond to get me a great mortgage and we were even able to close ahead of schedule. I highly recommend him.
Rachel Ash
Rachel Ash
Dec 04, 2020
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My lending experience with Joel Wax of Equity Mortgage was excellent. He was very responsive and took the time to answer any questions I had. His attention to detail and effort to keep me updated through the whole lending and closing process made buying a home stress free!
Kostyan Brd
Kostyan Brd
Jul 03, 2019
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Thanks Joel Wax for doing my mortgage right! Highly recommended! Considering this guys so busy he always had time to meet me and explaining the whole process guiding me in the right direction. Feels like visiting a buddy not a mortgage lender!