Top Flite Financial
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Top Flite Financial
If you're shopping for a mortgage to buy a home or you're looking to refinance, turn to Top Flite Financial, Inc. Our highly experienced loan officers can provide you with competitive rates and loan terms. We're also here to ensure that your new loan is the right match for your unique situation and long-range financial plans.

We're committed to client satisfaction, and we're known for our attention to the details of the home financing process. Every aspect of our business has been designed with our clients in mind. From applications and credit analyses that you can complete online to customized loan solutions, we're committed to providing you with a positive experience.
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Buying a home is an exciting and sometimes stressful time in everyone's life. So many decisions. A new home, maybe a new city. You may be changing jobs, starting over or just starting out. You may be refinancing your current mortgage to lower the rate, improve terms or withdraw equity. Either way, the people at Top Flite Financial understand what you are going through.
Points are also called origination fees. These fees are charged by the lender to pay for certain expenses incurred in connection with the processing of the real estate loan. One point is equal to one percent (1%) of the amount of the loan.

APR stands for annual percentage rate and reflects the interest rate charge on the loan plus other finance charges including, for example, private mortgage insurance premiums, points and other financing costs you pay when obtaining the loan.Mortgage insurance gives protection to lenders by spreading a portion of the risk involved in lending money on homes to a separate, private company.
Looking to buy a home or refinance with a low down payment? A loan backed by the Federal Housing Administration (FHA) may be the answer. At Top Flite Financial, Inc., we understand the challenges facing today's home buyers, and we work hard to make home ownership possible for responsible borrowers like you.
If you're like most people, paying a mortgage is something you're probably going to end up doing for a very long time. That's why when it comes to your mortgage, your safest bet may be to lock in a rate that won't come with any hidden surprises. At Top Flite Financial, Inc., we offer some of the most competitive fixed rate mortgages.
Are you struggling to afford your home? Are you finding it harder to make your payments, but unable to get refinancing because your home's value has declined? If you're struggling to stay in your home, help is available. At Top Flite Financial, Inc., we understand that high unemployment rates coupled with falling home prices have put a strain on many families' finances.
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