Prime Choice Lending
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Prime Choice Lending
Purchasing or refinancing a home can be a big task. We negotiate with various lenders to get the best products and price to our valuable customers. Let us find the loan program that's best for you. We have a team of mortgage experts to help you with this important financial decision. For guidance in selecting the appropriate program for your situation, feel free to call Prime Choice lending.

We are dedicated to provide the best in mortgage rates, lowest possible cost and exceptional service. We are dedicated to finding great rates and loan options for our customers while offering some of the fastest turn times. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process - from application to closing and beyond.
Services
The Prime Choice Lending Inc., team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Give your borrowers a low down payment, a great rate and a head start on their equity. United Wholesale Mortgage is the first wholesale lender in the industry to offer 1% down on conventional loans with a 2% equity boost! A great alternative to FHA financing for borrowers looking to purchase with a low down payment or refinance with limited equity.
FHA Streamline program allows you to refinance your FHA borrower with no appraisal or AVM. Time is of the essence-stop the shop and use our quick closing process to secure your borrower. We can close your HUD REOs in as fast as two weeks from submission while allowing holdbacks up to $5,000 for escrow repairs.
Think about how long you plan to keep the loan. If you plan to sell your home in a few years, you may want to consider an adjustable rate or balloon loan. If you plan to keep your home for a longer time, you may want to consider a fixed rate loan. Compare different loan programs. With so many programs to choose from, it is hard to figure out which program is best for you.
Biju helped us with our loan and had very good suggestions for how to work through the various options we were presented with. Great to work with. Close two houses with him and closed both the houses on time and completely satisfied with his services. He is very detail oriented and helped us all along the closing process.
Reviews (11)
Sapna Fnu
Sapna Fnu
Dec 30, 2021
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Critical: Professionalism, Quality, Value
Absolute poor customer service and front desk is so rude.. full money oriented center...
... please avoid this center ...
Ryan Smith
Ryan Smith
Oct 31, 2021
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Have a client who decided to go with this company and it has been a nightmare. Cannot get anyone on the phone- we get emails, but no one responds to our email reply's, they are limiting the seller paid closing costs to 2%, which is unusual and expect the buyer to sign a CD with incorrect numbers and information. Continue to get asked for the same information time and time again. I understand we are all busy- but never in my professional career have I seen blatant disregard for correct information being provided. Very very disappointed. We are 8 days from closing and buyer is pulling out and going
Nikhitha Alexander
Nikhitha Alexander
Oct 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Nice working with PCL. Good Customer support :), Fast response.
Nice working with them.
Arjun M. R.
Arjun M. R.
Oct 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
best in class for mortgage needs, best rates. strongly reccomends
Chandra Mouli
Chandra Mouli
Oct 14, 2021
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Critical: Professionalism
Sent the initial loan estimate document. Tried reaching them on queries and they never responded back. Total waste of time.
Anand Muraleedharan
Anand Muraleedharan
Oct 02, 2021
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Prime Choice Lending offered me excellent services and professional rates for my first home. I was new to the process and they were more than happy to hand hold and walk me through the process. They also took the time to explain each step in detail and explained why they made the choices they made. The interest rate too was very competitive. One of my friends had advised to go with Prime Choice Lending. Now, I look forward to referring Prime Choice to many of my friends!
Naveen Kumar
Naveen Kumar
Sep 30, 2021
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Closed our second house through Prime Choice!!
Biju is amazing! The market is crazy and have to move super fast with Biju was always able to provide what we needed when we needed. When we went into escrow, He was organized and communicated clearly every step of the process. We closed on time and got great a great rate. Would definitely work with Biju again!
Kumaraguru Gnanaguru
Kumaraguru Gnanaguru
Jul 27, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Biju and team helped me to refinance my loan... Biju offered a very competitive rate and was able to close as promised... the end to end service was very exceptional... Prime choice lending is what I would recommended to all my friends and family...
Lijo Kunnuparampil Abraham
Lijo Kunnuparampil Abraham
Jul 16, 2021
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I had a chance to work with Prime Choice Lending I must say the entire team is great and I wonderful experience working along . Thank You Team
Kumaraguru Gnanaguru
Kumaraguru Gnanaguru
Jul 15, 2021
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5 star ratings to Biju and team.. they helped me to refinance my loan... Biju offered a very competitive rate and was able to close as promised... the end to end service was very exceptional... Prime choice lending is what I would recommended to all my friends and family...
Abhinav Tandon
Abhinav Tandon
Feb 20, 2021
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If I could give negative review I would. Don’t waste your time with these guys. They don’t respond back and are horrible. I completed the application they ran my credit and never reached out. I called them several times and guy told me will call you tomorrow with update and never got back. What a great customer service.
Avoid at all cost