We are a financial and health services company that specializes in retirement, estate, and healthcare planning. We have over 30 years of collective experience helping South Carolina residents, and are based out of Hilton Head Island. All of our agents are dedicated to meeting the unique needs of our clients to help them reach their financial and healthcare goals through personalized evaluation.
We use the latest technology available to find the best financial products and/or health insurance plans available. This philosophy is based from a consumer educational website that provides information on all "Safe Money" financial products and resources. It takes hard work and time to accumulate wealth.
We use the latest technology available to find the best financial products and/or health insurance plans available. This philosophy is based from a consumer educational website that provides information on all "Safe Money" financial products and resources. It takes hard work and time to accumulate wealth.
Services
To serve our clients with honesty and integrity, never losing the insight of the clients changing life needs. To learn and explore all the solutions to the problems and situations that effect their life. Through education, training, and knowledge of the insurance products available today, be able to find the best solutions for present and future requirements.
Many of us want to enjoy our retirement, and in order to do that you need to do some planning. This consumer's guide covers topics including: avoiding scams, return arithmetic, and the different Safe Money Options such as savings bonds or fixed annuities. Many Americans are searching for "Safe Financial Vehicles" that will provide them with additional guaranteed retirement income.
The most common question we hear about Social Security is, "I know I can't outlive my Social Security benefit, but will Social Security provide me with enough income when I stop working?" Here's a fact that may surprise (and possibly scare) you: Social Security may replace up to 57% of lower income workers' income; however, it may replace only 27% for higher income workers - less than one-third of their income!
The old retirement model of past generations is gone. Back then, along with the gold watch, the company could expect to only pay retirement benefits for 3-4 years. Today's retirement period can last 25, 30, 35 years or more. The new retirement model is all about longevity. That is why the Personal Pension Plan is important in assuring that today's retirees have an income guaranteed long after the gold watch has quit working.
With the up-tick in our recent markets, who knows what those numbers really are today? When considering wealth transfer, most Americans want to know that no matter the size of their estate, their assets will move to the people they choose at the lowest possible rate of taxation and at the highest rate of interest earned throughout the life of the products they have purchased, with little or no risk.
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