Rolph Mortgage
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Rolph Mortgage
If buying a new home is in your future, then look no further than Rolph Mortgage in Cincinnati, OH. Our dedicated team of industry professionals has the knowledge, expertise, and experience to find the loan that is just right for you. In addition, our home loans and other loan types make us one of the premier mortgage companies in Cincinnati.

We are professionally licensed in Ohio, Kentucky, and Florida. Throughout our many years of experience, we have provided our clients with an extensive array of home loans, Quicken Loans, and exceptional mortgage rates that have customers singing our praises as they close on their home loans. Our hassle-free process is perfect for first-time homebuyers as it puts them in their dream homes quicker with our affordable loan options.
Services
The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
Conventional Mortgages with typical fixed terms of 30 year, 20 year, and 15 years. There are options to flex terms from 29 year to 11 years. The typical minimum FICO score is 620. The minimum loan to value (LTV) is 97% or 3% down. Conventional mortgages are available for primary home, second home, and investment for one to four unit residential homes (I-4 Housing).
On the go! Not a problem. Calculate your mortgage payment, request a pre-approval, start an application and upload documents all from your mobile device! Tap HERE from your mobile phone to install my app from the app store! We've been helping customers afford the home of their dreams for many years and we love what we do.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
Reviews (8)
Michaelle Warner
Michaelle Warner
Feb 18, 2021
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Working with Matt @ Rolph Mortgage was easy! His communication skills are excellent. He kept us informed every step of the way as to what he needed from us and was VERY timely. Would definitely recommend him and his company.
Amanda Younts
Amanda Younts
Jan 02, 2021
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Matt was amazing! I had a horrible experience for 4 months with another bank, got fed up and did some research. Found Matt and he got us done with in a month! Would 100% recommend! Matt thank you so much for your time and effort, working with you was such a great experience!
Amanda Morgan
Amanda Morgan
Dec 12, 2020
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We HIGHLY recommend Matt! He went above and beyond for our needs. He worked beyond the 9-5 hours to ensure we would close. His determination for us despite the mortgages discrepancies(not his side of things) was absolutely amazing!! We are very thankful for Matt and his all of his hardwork!!
Steve Wolfe
Steve Wolfe
Aug 11, 2020
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Outstanding service! Rolph Mortgage was able to find me the very best lending rate for my situation and then guided me through the process every step of the way. I would highly recommend!
Matt Pedroza
Matt Pedroza
Nov 27, 2019
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From beginning to end Matt promised he'd get me a great deal on my refinancing. He delivered! The rate he was able to get me was incredible and saved me a good chunk of money. He educated me along the way and everything was fast and simple. Highly recommend Rolph Mortgage!
Rosenbergap
Rosenbergap
Jul 21, 2019
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When I thought my mortgage was going to fall through, my realtor put me in contact with Matthew and he saved the day. He is very thorough and explained everything every step of the way. It was a great experience working with him.
Carolyn R.
Carolyn R.
Sep 11, 2018
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Matt at Rolph Mortgage was so easy to work with, he got us pre approved for more than I was hoping for and only 3% down. Their website was so easy to use, everything was filled out online and we had a preapproval letter in 24 hours of our first conversation Rolph Mortgage offered a few option, like a very low rate or no closing costs, we went with the incredibly low rate and still got $500.00 off our closing costs. Their website was easy to work, everything was submitted online, even signatures, they asked for minimal paperwork which was also submitted online. It's not at all like my last mortgage
Adam R.
Adam R.
Jul 31, 2018
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Rolph Mortgage is wonderful. Mathew is really out to help you with any questions and help make your process easy. Great experience!