At Central Loan & Finance we understand the time sensitive need for help when short on funds. We strive to make same day installment loans with clear, straightforward repayment plans. We are not a payday or title lender. Whether you are looking to build or rebuild credit, consolidate a few bills, or are simply caught in a bind, we try to make the borrowing process quick and simple.
Our staff is available five days a week, both in person and by phone.
Our staff is available five days a week, both in person and by phone.
Services
Located off Summer Avenue, Central Loan & Finance has served the city of Memphis since 1998. Michele, our experienced manager, has been with the company for 19 years and has made thousands of loans to local community members. We believe you can't always judge a book by its cover when it comes to past credit and will never turn any applicant away.
Shelby Finance offers a variety of personal loan sizes to fit your needs. We will work to review our different options, and upon approval put clients on an affordable payment plan. We do not make payday or title pawn loans and there are no hidden fees.
Your well-being is our highest priority, and we hope to earn your future business through a satisfactory experience, as former borrowers can quickly re-open their account after a short update process.In addition to fast service, our loans can be used to build or rebuild credit standing and we welcome applicants with less than perfect credit history.
Your well-being is our highest priority, and we hope to earn your future business through a satisfactory experience, as former borrowers can quickly re-open their account after a short update process.In addition to fast service, our loans can be used to build or rebuild credit standing and we welcome applicants with less than perfect credit history.
Reviews (10)
Davis Rodgers
Jan 01, 2022
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China Patton
Nov 14, 2021
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Kelly Saddler
Jul 29, 2021
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Barbara Noble
Jul 12, 2021
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Barbara Gaither
Jul 05, 2021
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My first time visiting Central Loans was not so pleasant. A gentleman named Mario waited on me. My initial assessment of him was that he was impatient and seemed rude. However, after my first visit, all of my visits thereafter, have been extremely pleasant. Mario, as well as the other 2 ladies there are always cordial, with pleasant personalities. Sometimes we may think that a person(s) is rude and nasty, when in actuality, it could very well be us. That was probably the case on my first visit, because I had a rough day on that particular day. Keep up the good work Central Loans staff.
Joan Wintson
Oct 09, 2020
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I have heard great things about this company, as far as the staff being very helpful and respectful to customers needs. The loans are broken down into smaller installments so I dont have to pay back all at once, while working on my credit with them as well. I will proudly refer people to do business with Central Loan and the great staff.
Alexius & Chloie
Sep 18, 2020
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I used central loans when I had my daughter about three years ago .
I was not eligible for leave without pay and they came through for me just in time !
I never had issues with reminder calls ,late fees ,and hidden information .
The staff is very responsive and they literally watch my kid grow .It’s like we know them personally !
I thought that I would pay out my loan but I decided to stick around because who wouldn’t enjoy coming into an establishment where they fell welcome each and every time 💕
It also reports to my credit and I pay as I should so why not ! Love it there !
I was not eligible for leave without pay and they came through for me just in time !
I never had issues with reminder calls ,late fees ,and hidden information .
The staff is very responsive and they literally watch my kid grow .It’s like we know them personally !
I thought that I would pay out my loan but I decided to stick around because who wouldn’t enjoy coming into an establishment where they fell welcome each and every time 💕
It also reports to my credit and I pay as I should so why not ! Love it there !
Simply BeeBee
Sep 14, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
I love Central Loans. I’ve been dealing with them for almost two years and I can count on them for my financial needs.The customer service is impeccable and I would highly recommend them to anyone who is in need of some financial help. They’re understanding and will work with you. Thumbs up
I love Central Loans. I’ve been dealing with them for almost two years and I can count on them for my financial needs.The customer service is impeccable and I would highly recommend them to anyone who is in need of some financial help. They’re understanding and will work with you. Thumbs up
Christina Osborne
Aug 26, 2020
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Kadedra Graham
Jun 20, 2020
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