We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA and manufactured homes throughout California. We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership or save you money when getting your new, lower monthly payment.
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. What makes Acurus Home Loans unique is that we offer the following niche programs as well: Co-op mortgages, HECM, Home Equity Conversion Mortgage, low FICO home loans, bank statement loans, and home loans for the self-employed.
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. What makes Acurus Home Loans unique is that we offer the following niche programs as well: Co-op mortgages, HECM, Home Equity Conversion Mortgage, low FICO home loans, bank statement loans, and home loans for the self-employed.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and to close our customer's transactions faster than our competitors.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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