We are a mortgage broker located in San Rafael, Ca offering a wide array of home loan products including Conventional (Fannie, Freddie), FHA, VA and non-conforming loans (jumbo). We have relationships with over 40 lenders which gives us the flexibility to meet your individual financing needs which often differs dramatically from one consumer to another.
We prefer to get to know the customer and come up with proper solutions that fits your unique situation. You have questions, we have answers. Give us a call any time with any question at (415) 529-5056. If you're looking to get pre-qualified for a home purchase, or would like to explore options to refinance an existing mortgage, please give us a call.
We prefer to get to know the customer and come up with proper solutions that fits your unique situation. You have questions, we have answers. Give us a call any time with any question at (415) 529-5056. If you're looking to get pre-qualified for a home purchase, or would like to explore options to refinance an existing mortgage, please give us a call.
Services
At Americas Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties. FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs - all in one loan.
The VA mortgage loans are one of the best and safest methods to use when buying a home. Now even active duty personnel can qualify. If you are a Disabled Veteran, you may qualify for additional benefits on a VA home mortgage loan. The VA Home Mortgage Program does not limit the number of times a veteran may use the program.
Reviews (5)
Tommy Dolcini
May 26, 2021
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Scott & Jason are quite the duo! They took a difficult situation and made it look easy. I had a client needing a 21 day close on a home while in this aggressive market. They were able to deliver every step of the way. Any questions I had or help I needed, they were available. They were very informative with each step, so I never felt like we were hanging. They were on top of getting this loan done and happy to say it all closed without a hitch! Without a doubt, will be doing business again with these guy's again!
Alisha Oloughlin
Apr 19, 2021
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Rob Orlando
Mar 07, 2021
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Positive: Professionalism, Responsiveness
Scott has been my go to Mortgage Broker for the last 20 years,Its reassuring that I can contact him on the off hours and weekends unlike other brokers who are 9-5.In this market you need someone you can count on !! Ive been a Realtor since 1987 and Scott Lawson in my opinion is the best.
Scott has been my go to Mortgage Broker for the last 20 years,Its reassuring that I can contact him on the off hours and weekends unlike other brokers who are 9-5.In this market you need someone you can count on !! Ive been a Realtor since 1987 and Scott Lawson in my opinion is the best.
Wendy S.
Mar 03, 2021
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I am very appreciative of my mortgage broker, Scott Lawson. He quickly got me prequalified for my first home purchase. He was very attentive and supportive. He quickly recognized that I was very nervous about , what to me , was a huge purchase and commitment! Scott ALWAYS answers his phone, keeps things moving fast and is completely on top of it! He remembered every thing we discussed. He is very thorough and would explain anything that I didn't understand and/or made me nervous. I really felt safe knowing that Scott would take care of everything and he did! I'm a homeowner thanks to Scott!!
Barbara Cosci
Feb 20, 2021
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