Hedtke Law Group
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Hedtke Law Firm has decades of combined bankruptcy experience to help you during these difficult times. We want you to understand your legal rights and make sound decisions. Bankruptcy is the only opton that can stop foreclosure, silence harassing creditors and permanently eliminate your debt. With Chapter 7, most debts are completely discharged, while you keep your home and cars.

Chapter 13 can let you arrange to make up the back payments on your home over time, without needing the bank's approval. If you have received a Notice of Default and are facing foreclosure, don't delay, contact us and speak to Hedtke Law Firm today. We can immediately stop your foreclosure while you stay in your home.
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Neil R. Hedtke is licensed to practice law in both California and Arizona. Mr. Hedtke received his Bachelor of Science at the United States Military Academy at West Point, New York in 1992. After graduating, he served five years in the United States Army as an Engineer Officer and is a graduate of the Airborne and Ranger schools.
Chapter 7 bankruptcy in Chino is a "Fresh Start" bankruptcy provided by wiping out most or all of your unsecured debt, such as credit card payments and medical bills. Contrary to common misunderstandings, you may be allowed to keep all of your possessions. At Hedtke Law Firm, we can explain your options and guide you in filing Chapter 7 bankruptcy.
The means test is an evaluation of your income, expenses, and secured debt to see if you qualify for a Chapter 7 bankruptcy. If your income is above the median income in Massachusetts, you may qualify for Chapter 7; however, you must provide detailed information about your financial situation in order to find out if you qualify.
The first alternative to filing for bankruptcy would be to contact your creditors to arrange a payment plan. Most creditors are willing to work out some arrangement to repay the debt, so they are able to recover their money back. However, most often the creditors will want to be paid back in full.
If your small business operation is facing financial instability with no foreseeable resolution on the horizon, don't wait for matters to worsen. Contact the Hedtke Law Firm. We are a local bankruptcy law firm serving clients in all of southern CA. When you think about business bankruptcy, you probably think Chapter 11.
Reviews (7)
Cece Jay
Cece Jay
Jun 03, 2021
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Positive: Professionalism, Responsiveness
This was my first time ever having to need an lawyer and I would recommend Hedtke Law to anybody in need of one. Very pleased!
Laura Rivera
Laura Rivera
May 01, 2021
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Professional, reliable, and easy to work with. My questions were answered, I was recommended and I'm glad I came to him for assistance. I'll definitely be recommending Hedtke Group Law to others. Thank you Neil !
Sandy Spurlock
Sandy Spurlock
Apr 23, 2021
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I am grateful for Mr Hedtke and his staff for providing me with representation through a difficult time for me financially. He explained everything and helped put me at ease; helping to guide me to a fresh start. He answered all of my questions and acted in a professional manner.
Nykole Starks
Nykole Starks
Apr 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I had such a great experience with Hedtke Law Group! I was referred by a co-worker and they have been so helpful along the way and answered all my questions. They made my experience, which i thought would be gruesome, very easy and pleasant! I would definetly recommend them to friends and family.
Robert Harbage
Robert Harbage
Apr 15, 2021
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Hedtke Law Group helped me to get a new start. I truly appreciate the advice and guidance for a better financial future.
Jay Parr
Jay Parr
Apr 14, 2021
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Positive: Professionalism
He is here to help you with your financial situation. Go see him. you will be happy when this is all over. he is an expert. I have tried others and I felt that he was more informed about bankruptcy then everyone else in the business. If you need help and you are being harassed by creditors, even summoned to court, go to him. Now!
Gretchen Phillips
Gretchen Phillips
Aug 05, 2019
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Too many attorneys to choose from, I choose this bankruptcy attorney. Best money spent, call around and you will find the best one will answer your call on the 2nd ring. Get a good attorney that will pick up the phone.