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Homeowners insurance, for example, is going to help you protect your house in Maryland. Should something happen to it, such as a storm or fire, you will be able to have the necessary repairs made without it costing you a lot of money out of pocket. Car insurance is mandatory in the state of Maryland, and there are various levels of coverage that you can add.

This will ensure that your car, truck, or SUV is protected in the event of a collision. Further, you can gain protection against non-driving related instances as well, such as a rogue shopping cart or a hailstorm. There are other types of insurance that are available to you as well - and some are designed to help protect your home or business while others are designed to protect you in various other aspects of your life.
Services
Bay Point Insurance is a full services independent insurance agency with over 10 years of experience servicing the Maryland, DC, and Virginia area's. Over the years we have developed relationships with multiple insurance carriers. This allows us to provide our customers with the widest selection of coverage options and companies at highly competitive rates.
Businesses and company startups have lots of costs and risks attached, with trying to make the venture a success as obviously one of the most important. However, a big area that can often hamstring if not destroy a company in its infancy is a lack of commercial liability coverage.

Whether the business involves manufacturing and selling a product or providing a service to customers, commercial insurance is the key safety net that keeps a company alive when the first serious customer complaint comes back with a threat of litigation tied it.The fact is, we live in a very legal-trigger world.
Most homeowners in Maryland do not think about homeowners insurance until there's a reason to use it. Most of us just don't think a theft, fire, or accident will ever happen in our homes. Unfortunately, more likely than not, there will come a time when you experience one of those situations that will be covered by a homeowners insurance policy.
Are you aware that Maryland is a mandatory vehicle insurance state? This means that all vehicles in the state of Maryland must always be insured by an auto insurance company that is licensed in Maryland. Auto insurance coverage in Maryland may include several types of protection. Before you contact an agent, you may want to become familiar with the insurance coverage you are purchasing.
No one anticipates that they will be off from work with injury and often times they have trouble getting the compensation that they need to keep their households going. Though the majority of companies pay workers compensation, it is only a fraction of what your wages would be if you were able to work and the span of time you can be paid may very well not be enough.
Reviews (1)
Dianne Renninger
Dianne Renninger
Dec 07, 2016
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Karl Smith did a great job with reviewing my business insurance and offering great suggestions. Thanks Bay Point Insurance for all your help!