EST Home Mortgage
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EST Home Mortgage
At EST Home Mortgage, we prioritize Excellence, Service, and Trust. From our fast and highly efficient mortgage process to our diverse product options, we aim to earn your trust and help you reach your real estate goals. Whether you're buying a house, refinancing, or want to draw from your home's equity, you can expect a smooth, seamless, and stress-free financing experience.

Whatever the reason is that brought you here, know that we'll find the right solution that makes the most sense for your situation. EST Home Mortgage is a full-service independent mortgage broker located in Kalamazoo, Michigan. We specialize in helping families find their best mortgage with the lowest rate and personalized service.
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EST Home Mortgage is committed to helping families in the greater Kalamazoo, Michigan area with their best home financing solutions. We thrive on the success and satisfaction of our clients.

Whether you are purchasing your dream home, refinancing your current mortgage, or consolidating debt, our highly experienced Mortgage Loan Advisors can guide you in the right direction and match you with the mortgage that is the best fit for your borrowing needs.
At EST Home Mortgage, we welcome partnerships with real estate agents, financial advisors, attorneys, developers, builders and other professionals in the Kalamazoo, MI area, so we can help our clients achieve homeownership by working together. Our goal is to empower each other and grow both of our businesses through two-way referrals, shared client leads, and co-marketing opportunities.
As an EST Home Mortgage Loan Specialist, you'll play a pivotal role in helping our clients get mortgage ready and support them throughout their home loan process. Our Mortgage Loan Specialists assist Mortgage Loan Advisors in a variety of duties and responsibilities to insure a smooth mortgage experience for the families we help with their home loan needs.
Reviews (10)
Lindsey S.
Lindsey S.
Dec 15, 2021
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Critical: Professionalism, Quality, Responsiveness, Value
Was very unprofessional and took a long time to get back about import information that was time sensitive.
Karen Bainbridge
Karen Bainbridge
Jan 30, 2021
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My son and I just refinanced a family cottage. Kris McWilliams did an outstanding job of finding a low interest rate. We went from 5.0% to 2.75%! His presentation of cost savings over 5, 10, 15 years was very impressive. ALL costs involved were transparent and closing costs were less than anticipated. He was quick to respond to any questions that arose. We submitted an application during last week of December and closed on January 14. Getting to meet his English Bull Dog Daisy was frosting on the cake! (She loves people!) Pretty amazing!
Robert Kuzemka
Robert Kuzemka
Nov 15, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
I am a 20 year mortgage vet who chose Kris for his outstanding professionalism, communication along with pricing and overall service. He exceeded all expectations and was available seemingly morning noon and night, and weekends! Thank you Kris!!
Parker Gray Realtor
Parker Gray Realtor
Oct 23, 2020
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Positive: Professionalism, Responsiveness
Drake Siwicki is a fantastic loan officer. The transaction I was involved in recently was particularly difficult, and Drake and EST worked hard to make sure all avenues were explored to ensure that the purchase closed. Would definitely recommend Drake and EST Home Mortgage to anyone looking to purchase a home in Southwest Michigan.
Prakyath Jaladhar
Prakyath Jaladhar
Oct 10, 2020
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We had the pleasure to work with Kris on financing our first home. Kris not only gave us the best rate but worked with us in every step of the way till closing. He is very knowledgeable and was a quick phone call away. He answered all our questions thoroughly and did a great job in explaining the "numbers". We highly recommend him to anyone looking to finance/refinance their house.
Ed Tark
Ed Tark
Sep 28, 2020
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Positive: Professionalism, Responsiveness
I have worked with Kris several times. He always provided great service. His knowledge and flexibility were greatly appreciated. The skill he exhibited in this complicated world we live in today was comforting. Will continue to do business with him and his firm.
Ken Slocum
Ken Slocum
Jul 10, 2020
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EST rocks. Very thorough and communicative from end to end. 5 stars all the way and wouldn’t hesitate to do business with him again. Thanks, EST!
Jake Wahlstrom
Jake Wahlstrom
Dec 12, 2019
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We used Kris to purchase our home. It was my second house purchase and I won't ever use a bank/credit union again. Kris was phenomenal and very knowledgeable. We bought our house without a realtor and Kris was able to answer any questions we had. Thank you Kris for all you did. I would recommend him to anyone.
T. Greeley
T. Greeley
Dec 06, 2019
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Since my first refinance I’ve worked with Kris for all of my mortgage needs. Early in the process I could see working with Kris was different. He’s fast, knowledgeable, friendly, and keeps your best interest at heart. Best of all, he takes something that is very complicated for me and makes it understandable. Thank you so much for everything you’ve done to help me and everyone I’ve ever sent your way! Simply the best.
Keith Fisher
Keith Fisher
May 21, 2018
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Kris was amazing to work with. He is highly skilled and effective when it comes to finding a mortgage that fits your needs. If I ever buy another house, I will definitely be calling him!