At Dividend Mortgage, we make getting a home loan a stress-free and satisfying process. We take the time to understand your needs, answer all your questions and help you find a lending program that makes financial sense. Whether you are a first-time homeowner looking for a no down payment mortgage loan or to refinance at lower mortgage rates, our experienced professionals have your back.
Join our long list of happy homeowners in Michigan! We offer the following loans with guidance to help you make the best choice thats right for you and your family. Interested in learning more about your credit score and what it means? Learn more about your credit score, reporting lines, and things you can do to make sure you're on the right track to get that home of your dreams!
Join our long list of happy homeowners in Michigan! We offer the following loans with guidance to help you make the best choice thats right for you and your family. Interested in learning more about your credit score and what it means? Learn more about your credit score, reporting lines, and things you can do to make sure you're on the right track to get that home of your dreams!
Services
Dividend Mortgage, Inc. was founded in 1993 with the knowledge and efforts of highly experienced lending professionals. Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private.
Our mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate to meet your needs.
The good news is that your credit report is easy to obtain. A 2003 federal regulation gave consumers access to one free report per year from each of the three main reporting bureaus: Equifax, Experian, and TransUnion. An online report is generated after you answer a series of security questions, which typically take about 10 minutes to complete.
The thought of purchasing a new home is exciting; but it can also very easily be a bit overwhelming. If you are looking to finance it with a mortgage loan, ensure your credit score supports your home-buying plans! Our personal services and attention to your personal detail are what make the process that much smoother and successful.
Debt-to-income ratio influences your FICO credit score, home loan application approval and mortgage rates. Exercise caution in your financial activities and review your credit history regularly before applying for a mortgage loan. Opening or closing credit accounts: It is important to demonstrate a history of responsible credit.
Reviews (7)
Darby Truhn
Feb 04, 2021
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Brad Kuchmek
Jan 31, 2021
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Sandra Gray
Oct 24, 2020
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Travis Groom
Aug 10, 2020
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Kelly Fellows
Jul 20, 2020
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Amber Beckett
Jun 11, 2019
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The team at Dividend makes getting a mortgage stress and hassle-free with their customer-centered approach to service. I never had to worry or check on things to keep them moving, and was confident there would not be any last minute financing errors that could jeopardize our home loan.
The staff is responsive, friendly, and diligent. Ken gave direct and honest answers to all of my questions (and then some!) with the utmost patience and professionalism. I never felt pressured to sign anything, and it's clearly important to Ken that his clients understand what is happening at all stages of the transaction
The staff is responsive, friendly, and diligent. Ken gave direct and honest answers to all of my questions (and then some!) with the utmost patience and professionalism. I never felt pressured to sign anything, and it's clearly important to Ken that his clients understand what is happening at all stages of the transaction
Jim Flikkema
Apr 22, 2019
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