Darren Patterson and his team at The Mortgage Company of Southern Indiana would love to assist you with your next home-buying experience! The Mortgage Company of Southern Indiana has been helping people for over 13 years and delivers excellent customer service to help you every step of the way qualify for your next home mortgage.
The Mortgage Company of Southern Indiana specializes in government lending allowing you to purchase a home with a reduced or no down payment. Darren Patterson has access to VA loan programs as well to assist Veterans with the home buying. A reverse mortgage is a loan for homeowners over 62 years of age who have substantial equity in their homes.
The Mortgage Company of Southern Indiana specializes in government lending allowing you to purchase a home with a reduced or no down payment. Darren Patterson has access to VA loan programs as well to assist Veterans with the home buying. A reverse mortgage is a loan for homeowners over 62 years of age who have substantial equity in their homes.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Darren and his crew at The Mortgage Company helped myself and my wife tremendously. When my wife and I sat down and decided we were interested in buying our first home, we first went to the bank and we were very disappointed. It was a very impersonal and cold meeting with a person who was clearly not concerned about anything more than bank profits.
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