Carefree Mortgage
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Carefree Mortgage is a premier Florida mortgage brokerage known for its experience, knowledge, integrity and professionalism. We maintain relationships with the nations leading lenders in order to offer our clients the widest choice of loan programs at the lowest possible rates.

Whether you are a first time home buyer, purchasing your dream home, vacation home, or investment property or just refinancing an existing loan, our team of highly experienced mortgage loan professionals are committed to providing you the best possible financial solution to meet your needs.Carefree Mortgage is committed to provide each and every client with personal attention.
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The days of the local community bank giving special consideration to a long-time customer when they applying for a mortgage are gone. Banks used to retain mortgages in their portfolio and therefore could use their own policies when making a lending decision. Today, Banks sell loans off to investors and therefore have to meet the investor's guidelines.
Carefreemortgageloans.com has done its best to make sure its website is easier to use and more accessible for people with disabilities, with a strong belief that every person has the right to live with dignity, equality, comfort and independence. In both Operating Systems, there is an option for you to do several things to make the site more accessible.
Reviews (1)
Rosie Waite
Rosie Waite
Jul 28, 2019
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€We strongly recommend Michael Ciardi, Mortgage Originator of Carefree Mortgage in Stuart, Florida. Michael provided individual and professional attention throughout the entire loan process, and it didn’t stop there; Michael followed through to the end and was with us at the closing to make sure everything went smooth. Michael is very knowledgeable regarding regulations and requirements needed to qualify for a mortgage; he guided us through the process and was always available to answer questions. We were very fortunate to have Michael Ciardi as part of our team.”
Daniel H. and Darline C