At My Land Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Services
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties. FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs - all in one loan.
The VA mortgage loans are one of the best and safest methods to use when buying a home. Now even active duty personnel can qualify. If you are a Disabled Veteran, you may qualify for additional benefits on a VA home mortgage loan. The VA Home Mortgage Program does not limit the number of times a veteran may use the program.
Refinancing is used for several reasons, however, the primary one is to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon, converting an adjustable rate loan to a fixed rate loan, or to extract cash equity in your home (cash out).
Reviews (9)
Stephanie Fuenmayor
Oct 26, 2021
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I'm so happy and satisficed with the level of service I received from them. They were always on constant communication and able to answer all my questions and concerns. Melissa was an angel and so kind and professional. Jorge was so knowledge and great to work with. You can always tell they have your back. Would highly recommend them and use them in the future again!
Amy Rubinson
Oct 06, 2021
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Maria Garcia Reyes
Aug 22, 2021
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Buying a home is an adventure full of emotions and find a good lander that know how to do their job is the best thing that can ever happen to anyone!! I just want to say thank you Jorge alvarado and Melissa Miranda!! The best team!! They Worked with me throughout my process of getting my new place. Any time I have question it was an answer for me regardless the time!! I highly recommend my land mortgage!!!!
Giovani Lima
Jul 06, 2021
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I am so happy with their services throughout the whole purchase process. I worked with Melissa Miranda since the very begin and couldn’t be happier at all. She is simply amazing on what she does and all efforts and passion she puts into it. I’d give them 1,000 stars if I could. On my case specifically, it was my first home in the US. And as an immigrant, they were so amazing, supportive and patience, that made me feel confident during the purchasing process. I strongly recommend them. They simply rock!
Chris Cj
May 01, 2021
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I had one of the best experiences My Land really cares about there clients.
Jorge got me the best rates and worked with me.they did there best to get me and my children our dream home. Melissa is my favorite 🤩 she’s stays on top of everything has great communication love what she does and a sweet heart ❤️.thanks myland mortgage for making my dream come true.
Jorge got me the best rates and worked with me.they did there best to get me and my children our dream home. Melissa is my favorite 🤩 she’s stays on top of everything has great communication love what she does and a sweet heart ❤️.thanks myland mortgage for making my dream come true.
Lei Pardo
Mar 04, 2021
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I'm extremely happy with My Land Mortgage LLC. I worked with Jorge and Melissa from the very beginning and they were literally God sent! I cannot put into words how much they guided and supported me throughout my entire buying process the first time, and then again years after for my refinancing. Always available no matter the time, always helpful! They have a lifetime client in me. I will recommend them 1000%!!!!!
David Diaz
Jan 07, 2021
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Nelson Diaz
Dec 26, 2020
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Jorge Alvarado
Oct 21, 2020
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Excellent service and they always provide free consultations. Available and open 24 hours a day 7 days a week. A team of dedicated professionals including an in-house attorney and a group of loan officers that have over 10 years of experience in the mortgage industry. They provide not only regular agency financing, but also jumbo, commercial, foreign, hard-money, and unqualified products all of which are tailored to each client's specific needs. They turn every denial into a yes!! They provide DU approvals immediately and loan commitments within 48-72 hours and closings within 3 weeks.
