Transparency and Trust has been our business model since 1996. Our client's interests always come first. It has been our experience upon putting those interests first, our own success will follow. No they didn't; really, they didn't. Bankers and brokers do not make "interest rates", besides the macro economics of it, the individual does.
The Consumer Protection Financial Bureau (CPFB) is an agency designed to protect consumers by regulating certain aspects of lending, from credit cards, to mortgages. Anyone that is a client of the firm knows from following me that there is a hard deadline coming down the pike that will have a tremendous affect on consumers ability to purchase or refinance their homes.
The Consumer Protection Financial Bureau (CPFB) is an agency designed to protect consumers by regulating certain aspects of lending, from credit cards, to mortgages. Anyone that is a client of the firm knows from following me that there is a hard deadline coming down the pike that will have a tremendous affect on consumers ability to purchase or refinance their homes.
Services
Ace Mortgage Loan Corporation in Coral Springs was created in 1996 to help homeowners from Davies to Parkland achieve their American Dream. Long before "bubbles" or "collapses", Ace Mortgage Loan Corporation was representing client's interests in navigating the mortgage market with knowledgeable friendly staff and a leading research and compliance team.
When most people think about the mechanics of buying a home, they only thing about the real estate aspect. While house hunting is one of the most important parts of the home ownership process, there's another behind the scenes aspect that's just as vital. Most people understand how complicated house hunting can be, but many don't realize that mortgage hunting is just as important.
Yes, in most cases lates reporting on your credit does not preclude you from obtaining a mortgage. In some cases, you can have a score of less than 620; however most agencies look for scores above 620. As in the question above, there are scenarios which there is no waiting period required to obtain another mortgage.
Look, we've all heard about monumental changes to the banking industry and more specifically the mortgage market since the 2008 collapse. It is helpful to understand the process in order to scan the horizon for potential pitfalls and roadblocks. First and foremost, virtually all loans are underwritten by an algorithm which assesses risk and makes loans available (marketable) to a government agency (FANNIE MAE, FREDDIE MAC, FHA, VA etc).
No they didn't; really, they didn't. Bankers and brokers do not make "interest rates", besides the macro economics of it, the individual does. Now in full disclosure, I acknowledge there are way out there firms, which prey on the masses by padding interest rates and fees. Quite frankly, it is despicable, and those organizations are now far a few between.
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