Carpenters Credit Union
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Carpenters Credit Union
We are the leading payday loan provider in Minnesota with affordable interest rates and repayment terms. Our customer support team is happy to help you day and night. Planning a wedding, trip, small purchases, car repairs or home improvements and you don't have available funds, apply for personal loans with low interest rates, fast funding, easy application.

Payday Loans St Paul MN is one of the popular loans in the USA, especially if you are finding it difficult to get approved for other traditional loans. These are short-term loans that are repaid when you get your next paycheck. Business loans can help you start or maintain your business. The borrower funds often used to secure inventory, buy equipment, rent operational space, hire the staff, or cover a host of other expenses.
Services
No, Payday Loans St Paul MN is a referral service that includes many lenders with different terms and rates. In case of non-repayment of the payday loan amount within the period established by the agreement, interest on the use of funds continues to be charged daily until obligations are fully fulfilled, subject to the restrictions established by the Federal Law.
I found myself in a difficult situation and this resource helped me urgently find where to get a loan. Among the many options offered, I chose the most optimal one for myself. It is as convenient and simple as possible, it is especially pleasing that all options are immediately displayed in one application and you do not need to search and compare manually.
Today it is not at all necessary to accumulate the amount of funds necessary for a purchase for a long time. Banks and other credit institutions provide an opportunity to buy goods in equal installments, use borrowed funds for any needs to buy furniture, repair or spend funds on a trip. In other words, you can use the consumer lending service.
A home loan (mortgage) is a long-term loan provided by financial institutions secured by real estate. A common option is buying an apartment on credit by an individual. By purchasing an apartment with a home loan, the borrower becomes its owner. But his/her rights are limited since housing is mortgaged.
If your company does not have enough money for operating expenses or does not want to postpone the expansion of the business, you can take a business loan. Banks usually offer targeted business loans to entrepreneurs and companies. This means that the borrowed money must be spent on a specific task, for example, the purchase of transport or equipment, the construction of industrial or commercial premises, participation in tenders.
Reviews (10)
Machine
Machine
Jan 19, 2022
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All together a horrible institution. From unbelievable negative experiences from what they must consider customer service to the lack of ease to actually use your own money! Inferior tech for ease of access to your own accounts. Blocks on common local stops. The negative just never ends when it comes to explaining how horrible this so called bank acts like.
Francisco Gutierrez
Francisco Gutierrez
Nov 02, 2021
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Terrible customer service, completely incompetent personnel, for the service they provide they they're a joke!
Lex Beseler
Lex Beseler
Oct 22, 2021
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Literally the only reason they’re in business is the union, otherwise they would have been shut down a long time ago due to lack of customers. People bank here because that’s the only way to get your “vacation fund” in the Union. Otherwise, no one in their right mind would do business with them.
Vernon Shaver
Vernon Shaver
Oct 18, 2021
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Would not recommend to anyone. I’ve had my share of negative experiences with them (such as my card often getting flagged as “fraud” and declining, even when it’s a place I’ve been to several times before), but today was the last straw. I called to inquire about a hold that was placed on my check over 7 days ago. Not a crazy amount, from a bank only an hour away, and I have previously deposited checks for the same amount with no hold. Additionally, the funds have already been withdrawn out of the check issuers account, yet my funds are held. Anyway, the check hold isn’t why I’m writing
Deanna Zimmer
Deanna Zimmer
Aug 12, 2021
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I was not satisfied with how paying off my loan was handled. Wendy and CEO Kim were unable to manually calculate a payoff and stop payment on automatic withdrawal with plenty of notice to stop the payment. Will not do another car loan through them and especially with automatic withdrawal from my account.
Ben Statz
Ben Statz
Jun 11, 2021
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Froze my account without a verbal notice on a different account than the account that had the problem. The problem had occurred because they didn't do their job.
Madison Rinde
Madison Rinde
Mar 26, 2021
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Kim is unprofessional and should consider a different profession!! Zero stars!! What a joke!!
Samantha Plemmons
Samantha Plemmons
Jan 17, 2021
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I worked with Wendy on financing my first car purchase! Although an intimidating task for the first time, she made all communication quick and easy! I cannot recommend her enough. It was a truly easy experience!
Laura Beltz
Laura Beltz
Oct 02, 2019
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My debit card was closed according to Carpenters Federal Credit Union by the Fraud Dept. The Fraud Dept says it was Credit Unions problem. So now I can't access my own money, it will take 7-10 business day for them to issue new cards. I don't even want to give the 1 star to them, they just don't care
Jarod Gilmore
Jarod Gilmore
Jun 16, 2018
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After they take your money, they'll take even more of your money. Do you want to have trouble navigating their webpages? You've come to the right place! Would you like hidden fees, you got it! Not even worthy of a single star.