Service members and veterans are entitled to the benefits of VA home loan programs, such as no down payment or lender fees**. FHA does not actually make mortgages, rather they insure them assuming the loan meets their guidelines. Whether you're a first-time homebuyer or you're well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with PrimeLending.
We take the time to listen and we'll work with you to find a home loan that fits your needs. Here are just some of the ways we make it simple. We'll connect you with your dedicated loan officer who will review your options and help you throughout the process. Your loan officer will stay involved through your closing, and it usually all happens in less than 30 days.
We take the time to listen and we'll work with you to find a home loan that fits your needs. Here are just some of the ways we make it simple. We'll connect you with your dedicated loan officer who will review your options and help you throughout the process. Your loan officer will stay involved through your closing, and it usually all happens in less than 30 days.
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I'm your dedicated home loan professional, Jason Marschall. Whether you're ready to refinance, renovate or buy a new home, I'm here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals. I'm your dedicated home loan professional, Steve Gables. I'm your dedicated home loan professional, Douglas Gillard.
Did you know that many first-time buyer programs don't actually require a borrower to be a first-time buyer? The key question is, "how long has it been since you've owned a primary residence?" If the answer is more than three years, you may qualify (again) as a first time buyer! This can be a critically important step to home ownership for people who have previously experienced foreclosure or divorce for example.
Technically speaking, a conventional mortgage is any mortgage that is not backed by the government i.e. When you hear the term conventional, it is typically referring to a mortgage that is securitized by Fannie Mae or Freddie Mac, although even jumbo mortgages are conventional. Another commonly used term for these loans is "conforming", simply meaning that the mortgage conforms to the guidelines set forth by Fannie Mae or Freddie Mac.
FHA does not actually make mortgages, rather they insure them assuming the loan meets their guidelines. With a conventional loan, if you put less than 20% down you pay Private Mortgage Insurance or PMI. With an FHA mortgage, the government replaces the private insurer and FHA actually insures the mortgage that the lender makes.
You can just picture it now - living in your home with the space and freedom you've always dreamed about. If you're ready to bring that picture to life, the PrimeLending USDA Program may be able to help make it happen. USDA home loans are an ideal solution for buyers wanting to live in rural areas with affordable financing options.
Reviews (8)
Laura Shrode Anderson
Dec 04, 2021
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Colton Deel
Oct 29, 2021
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I started out the process of my refinance with another company, they said that they were not able to get me funding. I was put in contact with Steve with prime lending and from the start he was confident he could get the job done! He succeeded and will from now on get all my business and my family’s business! Thank you Steve!
Charles Petron
Oct 07, 2021
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Martha Burton Santibanez
Sep 19, 2021
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Jake Eichhorn
Sep 17, 2021
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Therese Laube
Aug 30, 2021
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Jen B.
Jul 15, 2021
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I had a very unique situation in regards to the home I was buying and my financial situation, but Jason and Steve supported me every step of the way. They were able to answer all my questions and they reply quickly when you leave them a message. They made my home buying experience easy considering I knew nothing when I started the journey. I would highly recommend them to anyone looking to buy or refinance a home.
Trista Rowan
Jan 16, 2021
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I’m happy to strongly recommend Prime Lending. Steve Gables was SO easy to work with and led me through every step of the process. He’s a great communicator, very trustworthy and just an all-around nice guy. He was recommended to me by my friend who has raved about him after working with him on several mortgages. In addition to Steve and team being awesome to work with, the online application system was quite user-friendly. No surprises at my closing; all went very smoothly. Thank-you, Steve & Prime! You will be my first choice for any future mortgage...and I’ll be recommending you to my
