To start the mortgage loan application process, you'll want to get pre-qualified. You'll submit a streamlined application through our secure portal, giving us your name, address, basic employment history, etc. Our loan officers will then review your application and check your credit, ensuring you are a solid candidate for a loan.
We'll then let you know how much of a loan you pre-qualify for, and we'll send you a pre-qualification letter to show sellers. This step typically just takes a few hours. After you submit your documents, Davidson Homes Mortgage compiles your information and reviews it before sending it to the underwriter for final approval.
We'll then let you know how much of a loan you pre-qualify for, and we'll send you a pre-qualification letter to show sellers. This step typically just takes a few hours. After you submit your documents, Davidson Homes Mortgage compiles your information and reviews it before sending it to the underwriter for final approval.
Services
We financed through Davidson Homes Mortgage and had an excellent experience. The integration between the builder and lender greatly limited the amount of back-and-forth during the process. Highly recommend them for any new home purchase with Davidson Homes. From our first call to our closing, Kathy was always available to answer questions, provide layman's clarifications and more importantly provide assistance for document retrieval.
Reviews (6)
Rob Couch
Dec 19, 2021
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Karthikeyan S.
Dec 13, 2021
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Taylor Smith
Sep 22, 2021
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Charles Miller
Sep 04, 2021
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Owen
Jul 02, 2021
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Our clients used Davidson mortgage for their loan and in 10 years of being in Real Estate I've never seen such incompetence.
The lender failed to communicate with the Buyers and their Agent for 2 weeks, and only responded when pressed about the status of the appraisal 7 days prior to closing... They said they'd have to "order a new appraisal", even though there was never a first one ordered. The Lender then tried to deflect by saying that VA loans take 45-60 days, which is comical considering they were putting 65% down and only borrowing $100k. I know a dozen lenders who quote 30 days on VA loans
The lender failed to communicate with the Buyers and their Agent for 2 weeks, and only responded when pressed about the status of the appraisal 7 days prior to closing... They said they'd have to "order a new appraisal", even though there was never a first one ordered. The Lender then tried to deflect by saying that VA loans take 45-60 days, which is comical considering they were putting 65% down and only borrowing $100k. I know a dozen lenders who quote 30 days on VA loans
Derrick Nelson
Jun 17, 2020
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If you're doing a VA loan, Heritage Mortgage / Davidson Homes will lie to you. They consider any VA non-allowable fees (borrower CAN'T pay) that the seller pays instead, to be a seller concession that counts toward their $3000 concession for using their services. So fees I'm not allowed to pay are somehow a "concession" to me. Total BS that cost me about $900. Good thing they had me fill out their survey prior to closing, because I left them a good review. I'd fill it out completely differently now.
