David Kutner-The Friendly Lender
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David Kutner-The Friendly Lender
Top Mortgage Refinance Companies in GlendaleMy clients will tell you I am a trusted, friendly advisor who will work for your best interests. I have over 30 years experience and would be happy to answer your questions on loans or your qualifications. No obligation. No sales pitch. Just friendly advice.

David is a knowledgeable, competent and trustworthy mortgage broker who looks after the clients best interest at all times. He stays on top of things and lets me know what is happening with each step of the loan process. I don't have any worries when David is doing a loan for any of my clients.
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Quite a few people have come to me after they've talked to a loan specialist at the bank where they keep their checking or savings. They think because they are a customer of the bank they will get a better deal. I've rarely had a client for whom that is true. They get the same deal that a non-customer does.
Looking to invest your money in an income property? Today's market offers great opportunities for this. With the current economic situation, many people with reduced incomes can't afford their homes and are becoming renters. Others, with reduced incomes can't afford to buy their own homes and continue to rent.
For a first-time buyer, the purchase of a home doesn't have to be an overwhelming experience. While there is a lot to do, one of your very first steps should be to get qualified for a loan. This will save you time and put you in a better negotiating position. Until you get qualified, you really don't know how much of a house you can afford.
If you are a home owner who wants to lower your rate or perhaps take some cash out of your home, I'll help you structure your new loan and get you a great rate, too. Now, as much as I like doing loans for folks, I will not do a refinance loan that doesn't give you some benefit. If it doesn't make sense to do the loan, then I'll tell you, honestly.
There is so much hype and just plain exaggeration these days, that it's hard to know who to trust. Many people turn to recommendations. Here are a few reviews that clients have written to me directly. You can check out more on Yelp or Angie's List. My husband and I were at the end of our ropes in our home buying process.
Reviews (23)
Stephen Garver
Stephen Garver
Dec 27, 2021
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We worked with David to get our first mortgage, getting pre-approval in September and closing in November of this year. We were connected with him by a coworker of mine, and from the first call, we were really appreciative of his candor. He answered so many of our questions, and went way beyond the call of duty, even when we were not even clients of his yet.
We did look into other options initially, but it became clear that David was going to be our best option. He has a good eye for the market, he works fast, and he is almost always available.
Thanks for all the help!!!
David Shitshowdave Fearn
David Shitshowdave Fearn
Dec 06, 2021
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Thank you David for seeing us through the complex and longwinded process of home buying, and for making our experience painless and straightforward as first time buyers. You were there every time we needed you, answered every question clearly and comprehensively, and helped us understand all the moving parts as they came along. You also scored us a great deal and that's important too!
10/10 highly recommended service and we have already sent you over to friends.
Micah S.
Micah S.
Oct 17, 2021
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Demonstrating professionalism and honesty rarely seen today, David recommended I use another lender because they could give me a better rate on my loan.

I don't write many reviews, but I wanted to let everyone know how wonderful David is to work with. My wife and I began looking to buy a home and I asked around to see if anyone I knew had any suggestions for a loan broker. David Kutner was immediately recommended by one of my coworkers, who said that he and his mother-in-law had used him and were exceedingly satisfied with his work.

I don't know if you know how profoundly difficult
Michelle Wu
Michelle Wu
Sep 05, 2021
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David is not just a lender, he is an absolute angel and we feel so lucky to have worked with him!!!
My husband and I were first time homebuyers and the entire process made us very nervous. David was basically our rock and made an otherwise painful process enjoyable. He answered all of our silly questions, helped us find the best rates, walked us through the process, and he did so with patience, compassion, and integrity. I’m a pretty picky customer when it comes to service and value and I cannot recommend anyone more highly. If you’re shopping for a broker, David is your guy, you will not
Sofia Barbosa
Sofia Barbosa
Aug 06, 2021
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I had been looking for a Lender whom I can trust for 3 months. After much prayer and search, I ran into David and Thank God for his help! David answered all my questions with detail ( I had plenty!!) he is very patient and answered my calls or returns my calls in a timely manner. He gave me suggestions on our loan and really understood our loan needs. I truly appreciate him and his team! David, Thank You!
Fresh Brownie
Fresh Brownie
Jul 31, 2021
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Positive: Responsiveness
Wow! David was so PATIENT, KNOWLEDGABLE, and SUPER FRIENDLY! David takes the time to know the customer's goal and finds alternative ways to qualify for a lender. I promise you, you will feel welcomed with a smile. Give him a call! Thank you David!
Aaron J.
Aaron J.
Jun 30, 2021
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Working with David Kutner was amazing. I was a first time homebuyer and had never been through the process before, but David helped me through the entire process and was there for me if I ever had any questions.

I had been working with two separate lenders previously to try to get a loan for my first house, and both either wouldn't or couldn't meet my needs. I was referred to David by my real estate agent, and David not only was much more of a pleasure to work with, but he was also able to cut my closing costs in half and he got my monthly payments a couple hundred dollars lower than
Jaimi Z.
Jaimi Z.
Jun 24, 2021
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David is a knowledgeable, professional loan advisor. We worked with him for a refi a year ago, and again this year. David provides great options and explains the details, pros and cons of each. He truly takes the "fear of the unknown" out of the process.

Once we decided on the loan that was best for us, he and his loan processor, Sue, provided a clear list of documents required and kept us apprised of the status at every point in the process. They have made our home financing easy and painless, and we always feel confident we are getting the best possible solution to meet our needs
Cindy W.
Cindy W.
Jun 22, 2021
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David was great to work with! He helped me secure a loan at a very good rate and was patient with providing explanations and extra information to me as a first time homebuyer. David was also very accommodating with when I could reach out to him for questions due to my work schedule and helped make the process run smoothly. I highly recommend anyone looking for a mortgage to reach out to David for his expertise!
Nch D.
Nch D.
May 19, 2021
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David was extremely helpful and quick to answer all my questions. 100% recommended.
You get the experience of an actual person trying to help another person, not just some bag and send away place.
Renn W.
Renn W.
Apr 21, 2021
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I can't say enough about David, our "Friendly Lender". We have been working with him for the last 5 years, and he was able to accomplish what others either couldn't, or wouldn't. Our situation needed an expert with out-of-the box thinking, with understanding and patience to address our short term and long term needs. We were rolling an old HERO loan, addressing home owners insurance and property taxes through an escrow account, a trust with passing of a family member and changes in employment status. All delicately handled by this special lender. Just give him a call,
Audrey Morguess Mba
Audrey Morguess Mba
Apr 18, 2021
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Outstanding Mortgage Broker.
I’m a Los Angeles based realtor and had the pleasure of working with David on a recent purchase transaction.
This was not an easy sale and took quite a bit of time, yet David's extensive knowledge and experience is what guided this lengthy transaction to a smooth and successful close. In this fast paced and unpredictable business, it is so refreshing to find a lender that is honest, patient, communicative and downright friendly.
He was so reassuring that both myself and the buyer’s never thought twice that the loan portion, often the most difficult portion of
Sarita L.
Sarita L.
Apr 14, 2021
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I am so happy with the super low interest rate that David got me on my refinance. David goes over everything thoroughly and makes the process really easy from start to finish. I recommend him to anyone looking for a mortgage.
John Djabrayan
John Djabrayan
Apr 06, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
David is more than aptly named the friendly lender. He was recommended to me by a friend, and from the instant we spoke I understood why. He was patient, responsive, knowledgeable and efficient. He tailored the experience to my needs, made adjustments on the fly, and always remained fair and honest. I highly recommend David!
John D.
John D.
Mar 26, 2021
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David is more than aptly named the friendly lender. He was recommended to me by a friend, and from the instant we spoke I understood why. He was patient, responsive, knowledgeable and efficient. He tailored the experience to my needs, made adjustments on the fly, and always remained fair and honest. I highly recommend David!
Jacqueline S.
Jacqueline S.
Mar 23, 2021
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David was so helpful and kind, giving me all of the information I needed and then some! I'm so grateful for his help and expertise.
Hernan C.
Hernan C.
Mar 11, 2021
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I found David via Yelp because I was looking to refinance. Thanks to David, I was able to reduce my monthly payment by 25%. Closing costs were reasonable; my break-even point is in less than a year! I didn't even have to spend any money; I got a check instead :)

David responded to all my questions in detail, directly from the Yelp inquiry. I appreciate that, as most business reply to Yelp inquiries with "call us"; if I wanted to talk on the phone, I wouldn't be contacting you via Yelp!

Once we gave David the go-ahead, we had a quick conversation, and then I sent him some documentation
Richard M.
Richard M.
Feb 25, 2021
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I could not recommend David more emphatically! He was highly recommended to me by a colleague and for good reason. I had reached out to him when I was curious about purchasing a house. I had no idea if I was even in the ballpark of where I needed to be. He assessed my assets and recommended a course of action. Life took over before I could fully commit. He would check in with me every few months to see where I was at, but never pressured me. When I was finally ready to take the plunge, he literally took the reigns and told me exactly what information he needed from me. I truly did not believe
Kevin P.
Kevin P.
Jan 27, 2021
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As first-time home buyers we had only heard about the stress and heartache the home buying process can be. We started the process by meeting with David Kutner to get a feel of what might be in store. When we met David, he immediately made us feel at ease and thoroughly went through what to expect. Sharing your financial history, income, timeline, and lifestyle are all sensitive and delicate issues to lay out to a stranger but not once did we have any hesitation with David. David helped us formulate a plan and clear path to becoming homeowners. David guided us every single step of the way. There
Alison C.
Alison C.
Jan 23, 2021
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David is an excellent mortgage broker! Because of him and his team, I have successfully refinanced which is now translating into significant monthly savings. I absolutely recommend David to anyone with total confidence -- he got me the lowest rates/costs of anyone after interviewing about 7-8 other broker/lenders; he is extremely good at explaining difficult concepts and provides honest answers; he is transparent about one's options and gives a balanced rational analysis; his transaction team is very good and reliable; and he is very responsive -- he was always available to speak whenever I called
Scott C.
Scott C.
Dec 25, 2020
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The name is no lie -- David really is friendly. But he's more than that; he's thorough and thoughtful too. He knows his stuff. He handled a refi on our home in Burbank late this year and guided us through every step of the process, from appraisal to final paperwork. He made it as pain-free as possible. We've been through multiple refis before, but this was by far the best due to David. Let's face it -- no one wants to spend their time buried in the details of a mortgage refi. But when you have pros like David on your side, it's a piece of cake. My wife and I were surprised
Audrey M.
Audrey M.
Dec 21, 2020
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I just closed my first escrow with David and his company. My clients and I couldn't be happier. His attention to detail, constant communication with my buyer's and ability to foresee any potential issues helped make this a seamless and super smooth transaction.

I will work with David every chance I get!

Audrey Morguess
Californian Estates
310.926.6337
Alandra O.
Alandra O.
Nov 10, 2020
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This is the second time I have done business with David, simply because he never disappoints. I have never given a higher compliment to anyone, like I have to David. His honesty takes you aback, his simplicity is refreshing. I called "David Kutner-The Friendly Lender" and I got David Kutner, the friendly lender, it's so true that it's funny.

His knowledge is unsurpassed, his efficiency is remarkable and at the end success always follows. If Noah needed to refi his ark I would send him directly to David with the confidence that he would be in good hands.

Thank you David, for