E-Central Credit Union
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E-Central Credit Union
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E-Central Credit Union is a leading credit union located in Pasadena, California, serving Southern California members throughout Los Angeles County including Pasadena, South Pasadena, Alhambra, San Marino, Arcadia, Sierra Madre, Altadena, Temple City, Monrovia and beyond.E-Central is not liable for any failure of products or services advertised on linked sites.
Services
E-Central's history is built on providing exceptional member experience and working tirelessly on behalf of everyone we serve. Our present and future focus on delivering all of the convenient technology you want to maximize the benefits of your membership. As an E-Central Member, you deserve options, flexibility and value when it comes to managing your personal or business finances.
Our team of board of director volunteers and management leaders guide E-Central Credit Union with members' best interests in mind every day. We strive to increase the credit union's financial strength as we continue serving you into the future. Meet the people committed to this effort. You'll feel right at home at thousands of CO-OP Shared Branch locations nationwide.
Through our Pasadena branch, Shared Branching and vast nationwide ATM network, you can access your accounts easily. We partner with credit unions throughout North America to deliver in-branch services at more than 3,000 locations. Discover what makes E-Central Credit Union your ideal financial partner serving your best interests.
Saving money and protecting your financial security. It's more important today than ever before! At E-Central, you can now "Expect More" and "get more" value with our suite of Checking Accounts. Exceptional value, like no other traditional checking account around, is yours!

All of our checking accounts come with access to over 30,000 surcharge-free ATMs nationwide, 5,000 Shared Branching locations, Overdraft Protection, Digital Wallet services and free E-Banking and Mobile Banking access.
A better financial future starts with a solid savings foundation. E-Central's various Savings Account options can help you reach your goals, whether you're saving for a specific purchase or creating an emergency fund. Savings automatically transfer to your Membership Savings or Checking Account the first week of November.
Reviews (20)
Diablo Moreno
Diablo Moreno
Dec 13, 2021
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Became like other Banks! charge for any little thing starting with balance below $100 on checking when there was no Min. required last year, if a payment is made with out funds on checking account you get charge $29 even if you have money in your savings! now if you want to allow them to pull from savings to pay whatever needs to be pay from checking theres also a fee!! the catch is that they Do not call you to inform you of this!! you need to wait for a letter that gets send out which take a few days to find out you are being charged penalty!!! when they can just pick up the phone to let you know
Corey K.
Corey K.
Dec 09, 2021
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I have been with this bank since 1979. I run a business. I understand finances
and people. What I love about E central is the personal attention they give to me and everyone I have witnessed having interactions. My account at B of A was hacked ( several years ago) . Wells Fargo has caused problems for my daughter and her account. I was at another bank ( First Entertainment ). They lost checks in auto deposit and other unmentionable mishaps.

With all that I sad, E Central is not perfect. They will help you when and if a
is mishap happens.

In this day of faceless banking, I enjoy the humanity
Pedro Martinez
Pedro Martinez
Dec 04, 2021
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This credit union is probably the one with the worst customer service, it's a shame, not worth putting your savings or having a checking account with them
Jeff J.
Jeff J.
Sep 16, 2021
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Is anyone else getting a little tired of the three day workweek. Continuing to use COVID as an excuse is getting a little old.
Debi King
Debi King
Sep 05, 2021
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I have multiple accounts here and have always found everyone incredibly knowledgeable, courteous and helpful.
Ryder Dye
Ryder Dye
Aug 03, 2021
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E Central Credit Union has exceeded all my expectations..... so glad I made the switch from the "traditional" banks.
Hansen Almani
Hansen Almani
Jul 05, 2021
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How can I say this very simple 🤔,,,Don't give them your business,,,,your information not in a safe hand, they hire these Crocks and they cover each other,,,,,,I got a response from the # owner 4 weeks ago Claiming that's we'll get back to you,,,Still waiting since then very patiently,,,extremely UNPROFESSIONAL.
Kristi Nunez
Kristi Nunez
Jul 03, 2021
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I haven’t been able to recover my password for online access for years now due to the improper or incomplete instructions. I’ve tried more than once, including recently again, but have given up because of the frustration.
Mystic Note
Mystic Note
May 15, 2021
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Phone system hard to navigate, not able to get a hold of a live person, they changed credit card providers and not able to easily set up auto payments. I don't know if they changed management but they are very poor!!
Michelle Arce
Michelle Arce
May 13, 2021
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I have been a member for years. Alittle disappointed with using mobile to deposit checks. Very misleading when it says 2 days and then check doesn't drop for 4 days . I think the information communicated should be more clear for the customer. This was my first time depositing a check thru mobile and my last. I won't do that again.
And I have to agree with another customer in saying I have got some pretty rude reps.
Sharee S.
Sharee S.
Apr 11, 2021
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Not the best credit union! I had an account with them for a few years but no longer do. They take forever with deposits. When my card got canceled because of fraud, it took them forever to send me a new card because they assumed I had a secondary card. I asked if they could send me a new card ASAP and they said no. I had to wait the 7-10 business days. I had to try to look for shared branches so I could withdraw money from my account which wasn't always easy since I work during the week and shared branch banks close at 5pm the latest during the week and there are only a few shared branch locations
Al Navarro
Al Navarro
Mar 15, 2021
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If I could give this sorry excuse for a credit union a big fat zero I would! Horrible customer service and extremely rude. Hey E CENTRAL how about calling before hand and informing the customer a hold is being placed? Do yourself a favor and avoid this credit union at all costs!
B. M.
B. M.
Mar 01, 2021
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Larisa was a great help! Service was quick and excellent. I would recommend e central credit union. However,1st do your research if its what you are looking for and that you have near by branches to your home.
Doug Simon
Doug Simon
Nov 29, 2020
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Not happy with E-central - BEWARE !
Now charging ATM fee's at 7/11 Never did before.
I will be closing both my accounts. They said it's 'the machines'.
But , where are THEIR machines ??? Not convenient any longer.
Which is one of the only things they had going for them.
Anderson S.
Anderson S.
Mar 25, 2020
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I had another great experience with E-Central, loan officer Erwin Calixto was extremely helpful and attentive to my situation!
M. L.
M. L.
Dec 04, 2019
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I had the pleasure of working with Erwin and Tracy on the refi. of my mortgage. I have had 2 positive interaction on auto loans from this bank before. I moved far out to the I.E. but because of such a great experience I called them up to do the refi. They did not disappoint. I had called multiple (10) other sources to get quotes. None of them came close to there rates as well as there service. Seriously amazing people to work with. They were not pushy and only suggested things when it would truly benefit me. I would 100% come back with friends and family to this bank. I did my homework so i know
Jim H.
Jim H.
Aug 22, 2019
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We just refinanced for a better interest rate with Erwin and Traci as our guides. They were great to make this process easier. One little snafu with the payoff amount, but I am sure we will get that sorted out easily. Thank you both for your help in this re-finance.
Adriana Lorena H.
Adriana Lorena H.
Jun 08, 2019
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The 5 star is strictly for their car loan process. We had gone to a dealer and were quoted an outrageous monthly payment without the dealer even checking our credit. Overwhelmed with our day at the dealer, we decided to apply for a loan through our credit union. From there everything went smoothly.

We ended up with Sayra as our loan officer and she was the BEST. She introduced to Greg who helped us find a great car through the credit union. Greg listened to our needs and although we ended up with a car that we hadn't even considered, it checked off all the boxes on what we were looking for
Irene L.
Irene L.
Sep 16, 2018
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Liz and Traci @ ECU has the best customer service. They helped me open a credit card and an checking/saving account. They are very detail about all the account info. If you need a car loan, open an account and mortgage loan, this is the best place to go.
M. B.
M. B.
Feb 16, 2017
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I love coming here. They are very helpful and efficient. I love them. Ana is always helpful ... always welcoming.
I miss Mr Peter though but over all .. I love this bank.