Secure Choice Home Loans
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Secure Choice Home Loans
If you're a first-time home buyer, someone who wants to refinance your home, or an investor looking for a great loan option, turn to Secure Choice Home Loans for a variety of loan programs. Our loan programs are designed with you in mind, and are completed on time, on budget, and on your schedule. Contact our loan consultants today to ask about loan programs with low or no closing costs.

Here are Today's Latest Mortgage Rates for 30 year fixed, 15 year fixed and 5/1 year ARMs. Secure Choice Home Loans cut my monthly payments by $1,600 by consolidating my credit card debts and one car payment. We refinanced our home loan with Secure Choice Home Loans and saved nearly $300,000 in interest payments over the life of the new loan.
Services
We are a team of dedicated home lending professionals, serving California residents since 1984. As founder and president of Secure Choice Home Loans, Ron Morillo brings over 25 years of experience in residential and commercial loan origination, underwriting and servicing. By building strong relationships with local referral partners, Ron is able to close deals quickly for his clients.
Here are just a few of the home loan services we offer. Contact us to help you choose the home loan and the terms that best fit your personal needs today. Ask an Expert: Contact us for FREE advice from one of our experienced professionals regarding any Mortgage and/or Real Estate related topics. Get Today's Rates: Mortgage Rates change daily and can vary depending on your unique situation.
You'll find some of the most competitive rates in the country for conventional loan programs when you work with Secure Choice Home Loans!. We make sure your loan program is tailored to meet your special situation or need. Secure Choice Home Loans has the loan programs and knowledge to help you choose the best loan options available for you.
You'll find some of the most competitive rates in the country on jumbo loan programs at Secure Choice Home Loans!. We work with no FICO score, low FICO scores, and high debt ratios - if you have credit issues, we have solutions! No tax returns are required, and you'll find excellent rates every day.
If you need an FHA, VA, or USDA loan, choose Secure Choice Home Loans for fast approvals, quality service, and competitive rates and fees. Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.
Reviews (4)
Jim Darby
Jim Darby
Dec 17, 2020
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Ron and Rosette are pros. I have done business with them for a decade or more and each time it is a pleasure. I've referred several friends who have also had good experiences. I'd recommend them for all of your finance or refinance needs. They are great. Thanks to you again for this refinance.
Joseph Moussa
Joseph Moussa
Sep 15, 2020
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Thank you Secure Choice Home Loans for saving us over $1,000 per month with our most recent refinance. Thank you for making it easy and worry free as well as over delivering on your promises.
It is nice to know my family and I are in good hands knowing that you have our best interest at heart.
I will surely be sending referrals your way.
Thanks again.
Amy D.
Amy D.
May 20, 2020
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I highly recommend Secure Choice Home Loans. Ron and Rosette were there every step of the way in what is sometimes a very overwhelming and daunting experience. Their knowledge and professionalism is top-notch!
Stacey Teruya
Stacey Teruya
May 11, 2020
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My highest recommendation for Ron and his team. I did two loans through them. They seem to be able to communicate directly with lenders, which is a big plus. They are inventive and resourceful, and you will not be disappointed. Your experience will be as stress-free as possible, and you will not get better rates elsewhere.