Prime Plus Mortgages
Call now
Call now
Website
Call
Every second spent waiting means time and money wasted that could be spent on your flips. Traditional lenders waste your time and money with long approvals and high upfront fees. As the fastest hard money lenders in Phoenix we have the shortest approval times, and the lowest hard money down payments in Arizona.period.

Spend less time waiting and more on making a profitable investment. Get fast answers to make the most of your time and money! Get a faster yes, with down payments for less! We have the best hard money loans in Scottsdale, and offer more money for more deals. While lots of hard money lenders claim to be fast, as real estate investors, Prime Plus Mortgages know that speed can make or break your investments.
Services
Fix and flip loans are perfect for real estate investors who want to buy REO or otherwise discounted properties for competitive loan rates. This type of Phoenix hard money loan is used for the purchase, repairs and sale of a real estate investment. Learn More about Fix and Flip loans here. In the real estate market, bridge loans are used to close deals quickly, fund rehab projects, and rescue homes from foreclosure.
Bridge loans are a type of hard money loan meant to bridge the gap in funding until a property can be refinanced or sold. Hard money lenders offer bridge loans to help investors close deals quickly, fund rehab projects, and rescue homes from foreclosure. Regardless of the purpose, all hard money loans offer fast approvals and are based on asset values.
Hard money loans differ from"soft money" loans. Soft money loans are the average 20 or 30 year mortgages provided by bank that requires the applicant's credit score, income, and financial stability determine the interest rate and loan amount. Soft money loans are often pre-approved for a certain amount based on the borrower's financial history, leaving the borrower free to choose between a variety of properties that fit the loan parameters.
A Home rehab loan is a hard money loan that helps real estate investors complete renovations. Hard money lenders base the value of the home rehab loan in the property value, which makes funding fast and easy. By using the after repair value (ARV) of the property, hard money lenders can offer loans for properties that aren't tied to your credit scores.
Short sale loans are a special loan that requires speed and care. For real estate investors, not all Phoenix hard money lenders, or hard money loans are made equal. For investors facing foreclosures, short sale loans can be an answer to all their funding needs. If you need a short sale loan for your investment, having access to fast Phoenix hard money loans is a necessity.
Reviews (9)
Jc Contracting
Jc Contracting
Jan 12, 2022
Report
Best Experience with a lender. Bob comes highly recommended from my other investment partners, all I can say is I’m grateful they sent me in bobs direction. Will be my primary lender for future projects. Thanks again bob!
Emma Gonzalez
Emma Gonzalez
Jan 10, 2022
Report
Bob has been an absolute delight, we cannot say enough good things about this guy. He managed to get us funded almost immediately. He was very responsive throughout the whole process, not to mention thorough and very insightful. I have never dealt with such wonderful easy going group of people! He is now our go to lender! Thanks bob !
Dan Coccimiglio
Dan Coccimiglio
Dec 28, 2021
Report
Working with Bob was just fantastic! He was easy to work with and was ALWAYS available. I had called several other companies in this process and Prime Plus Mortgages was by far the easiest to work with. Other companies made feel uneasy because they were not reassuring or wanted 2-4 points to close the loan. Bob told me exactly what would happen and the costs and everything that he said was 100% factual. No games, no lies, no deception.
Bob kept me informed every step of the way, it was almost to easy. I highly recommend their services, you won’t be disappointed!
Ron Dost
Ron Dost
Dec 03, 2021
Report
I had a phenomenal experience working with Bob at Prime Plus Mortgages! He was very professional, friendly, communicative and smooth. I definitely recommend them and will use them for future needs.
Ms. Navarro
Ms. Navarro
Dec 02, 2021
Report
Very easy and fast process! Everything went smooth from start to finish. The usual hard money lender I go through was asking for a higher down payment than we usually put down. I reached out to Bob, and he offered me a competitive down payment and terms I couldn’t turn down. He also asked me if I wanted to close earlier than our scheduled date. I will be reaching out to Bob and his team from here on out! Highly recommend.
Ariel Garcia
Ariel Garcia
Oct 14, 2021
Report
Garnet and Prime plus Mortgages have excellent response time and excellent customer service. In all my Real Estate investing experience it is very hard to find a responsive and cooperative lender. I would highly recommend Garnet and the team at Prime Plus Mortgages.
Josh Hinks
Josh Hinks
Sep 28, 2021
Report
We had a great experience working with Bob and the team. Excellent follow up and follow through and willing and eager to be of service. We will definitely be using them again in the future. Thanks team for helping us secure another property.
Josh with Proper Cash Offer.
Annette McCray
Annette McCray
Sep 17, 2021
Report
We had nothing but hurdles trying to close on our home, until we worked with Prime Plus Mortgages. Everyone I dealt with was very helpful and professional. They made us feel relaxed throughout the whole process. I would recommend anyone purchasing a home, work with Prime Plus Mortgage!
Tammy Chapman
Tammy Chapman
Aug 23, 2021
Report
I am an investor here in the valley and found it it's really easy to work with Prime Plus mortgages. They are definitely above par when it comes to understanding ARV, therefore not requiring huge down payments, and terms that make it easy to work with. I would recommend them to others as well without hesitation.