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South Towns Employees Federal Credit Union
Starting in December the monthly charge for statements will be $3.00. Make sure to sign up for E-Statements for free. If you need any help in signing up for E-Statements just let us know and we can walk you through the process. South Towns Community Federal Credit Union was formed in 1967 by employees of the South Buffalo Railway employees.

They wanted an alternative to commercial financial institutions and to provide low interest loans and safe savings vehicles for their fellow employees. As a member-owned cooperative financial institution, the credit union now has over 4000 members, assests exceeding 10m and has grown to serve many employees of various companies.
Services
Persons who live, work, worship, or attend school in, and businesses and other legal entities located in a portion of South Buffalo, the City of Lackawanna, Village of Blasdell, Town of Hamburg, Town of Orchard Park, Town of Evans & Derby, and Village of Angola. Visit the credit union office and complete a membership card.
A minimum balance of $5.00 must be maintained in regular shares to keep your account open and active. In person at the Credit Union. NOTICE: Dividends are based on the credit union's earnings at the end of a dividend period and can not be guaranteed. It is necessary for members who transact business by mail to enclose a note to us indicating EXACTLY what is to be done with their check.
Auto Loans Can now be financed up to 84 months lets us help you find a payment to fit your budget! Are you ready to buy your first car? If so, we can help with our First Time Auto Buyer Program. This loan type is designed for those who have little to no credit and are ready to embark on the purchase of their first automobile.
Your Credit Union offers a full range of loan services for qualified member applicants. Our goal is to offer the membership low rates on loans while continuing to pay high dividends to our saving members. Finance charges are calculated on a simple interest basis. Disability and Life Insurance is available on any loan upon request.
Is the property described listed as the applicant's address in the "Personal Information" section? Have you ever had a car or other personal property repossessed by a dealer or finance company, filed for bankruptcy, or been a party to a wage assignment or collection suit, or have you ever been declined on a loan application with this credit union?
Reviews (4)
J. Nash
J. Nash
Jan 18, 2021
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The staff are NOT that friendly. I can recall the last 3 times (my husband has also experienced it) I've been there I got to the window and looked at the teller waiting to see if there would
be some kind of greeting this time.......NOPE!! Just "account #".
Their hours are not customer friendly, only employee friendly. The drive thru is a complete joke!! You have to write notes because there is no window......I am attempting to move away from this establishment but it's not easy because we've been with this FCU for so long and have everything
Tied to this account but I am determined to get away
Tracy Russell
Tracy Russell
Jan 15, 2021
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Been trying to call all day and speak to someone. Phone Says they are open till 4, went there at 1230 to make a deposit, door says drive thru only went to drive thru, waited 5 mins, hit call button no one there. Had to leave my deposit in the drop off and still hasn’t been deposited as of 330pm same day!! On biggest shopping day of year and can’t get a hold of your bank is sad!
David Freitus
David Freitus
Dec 15, 2020
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Staff are not helpful and are not friendly at all. I opened an account and they bounced my first withdrawal despite having enough money in my account leading to fees from the bank and my credit card for a declined payment. For a brand new customer you should just tell them you need to leave $5 in your account, you can't use your total balance to pay a bill. I setup this bill payment right in front of them when I opened my account and they just let me do it. Then they charged me $35 for not letting me spend my total balance of $75. Which I did have in the account. I didn't spend more than what was
Matt
Matt
Dec 29, 2018
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Friendly staff and well managed. This credit union, however, does not offer online services similar to many large financial institutions.