Stearns Financial Services
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Stearns Financial Services
While our reach spans across the nation, our roots are in Minnesota. That's where we've been named "Best Bank" and "Best Ag Lender" by readers of the Star Tribune. You strive for growth, efficiency and a healthy bottom line. From checking and savings accounts to cash management tools, we're here to help you reach your goals with technology and personal service, nationwide.

With checking and market savings accounts that are simple, it's time to enjoy the rewards you deserve and the online and mobile accessibility you need to keep up with life.or for life to keep up with you. Small-town life suited Dallas Nestvold when he decided to start Revived Iron Auto Repair in Stacy, Minnesota.
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It's a simple motto, and one from which we never stray. We take pride in our hardworking roots and tenacious pursuit of excellence in the industry. While our reach spans across the nation, our roots are in Minnesota. That's where we've been named "Best Bank" and "Best Ag Lender" by readers of the Star Tribune.
Use these online calculators to evaluate options and scenarios for principal, interest rates, term and payments. For current Stearns Bank rates and product information, consult with a Stearns Bank representative. The break even analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit.
While our reach spans across the nation, our roots are in Minnesota. That's where we've been named "Best Bank" and "Best Ag Lender" by readers of the Star Tribune. When you're ready to grow, start a new business, or join a franchise, Small Business Administration (SBA) loans from Stearns Bank offer you a chance to achieve what you've been dreaming about.
For small business loans and banking services, Stearns Bank has unmatched strength, stability and experience. Our team is ready to offer options and lend a helping hand. The Stearns Bank lending team has expertise in various SBA programs and can guide you through the process, from eligibility to approval and funding.
If you are looking to grow market share, expand your product line, gain competitive advantage or become more efficient, investing in equipment may be your best strategy. Stearns Bank can help with creative financing options. Our equipment finance staff has industry experience and is focused on your needs.
Reviews (3)
Darion Dockter
Darion Dockter
Aug 17, 2021
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Absolute worst bank around very rude Ryan and Craig are not understanding not happy with this place will be spreading the word everywhere possible about this scam of a bank. Purchased a truck from MTH out of at cloud have had nothing but issues with the truck, had some recent business changes added a new trailer to are fleet and on top of the mechanical problems the truck is just not heavy duty enough for what we need. Ryan has been calling me a liar through this process told me there is nothing he can do trying to charge me 4 grand over what I paid to in a “early buy out” never have I ever
Sherman Milton Iii Realtor
Sherman Milton Iii Realtor
Aug 13, 2019
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Very disappointed in Stearns Bank. As a new client using the bank to finance a franchise I had bad service at the very last minute before purchasing my franchise.
We received a call from the bank to tell my business partner and I the program that we were using was no longer available and they wanted more money down and personal collateral.
With our grand opening weeks away we don't have an extra $30k-$40K in cash laying around so they've basically left us high and dry.
I would not recommend anyone to do business with Stearns Bank.
Matt Foster
Matt Foster
Aug 05, 2017
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Stearns does a great job investing in their clients and process to make your business loan fast and convenient.