Affinity Plus Federal Credit Union
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Affinity Plus Federal Credit Union
Every Affinity Plus member has a story, and we're telling them and collecting them with our new Member Stories section! Learn how membership has changed their lives, and tell us how it's changed yours! Deposit checks from anywhere, log in with a fingerprint, make quick transfers and more with the mobile banking app.

With School Starting Soon, Tech Drive Tuesday Gathers Hundreds of Computers for Local Students. Hear how Mariah (an Affinity Plus member since 2017) feels like she's joined a community of people who truly care. Affinity Plus members are automatically enrolled in our rewards program. Earn points for doing everyday things like using your debit card, and redeem them for travel, gift cards and more.
Services
Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We adapt as the world changes, and work evolves by leveraging technology, seeking ways to innovate our business, and increasing the skills and contributions of our employees.
Fun fact: Using the Visa Premier Select Rewards card earns you travel, gift cards, cash back and more. Card controls let you set alerts and transaction limits, and freeze and unfreeze your card. Leave your card at home and pay with your digital wallet (Apple Pay, Google Pay, Samsung Pay, and more).
Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click "Apply" in the upper-right. The 12-month, 36-month and 60-month Basic Certificate, Certificate Builder and Wahoo Certificate are available as an Individual Retirement Account (IRA) Certificate.
Visa gift and prepaid cards look and act like debit cards, and are accepted all over. Our cards don't come with the heavy fees of other prepaid cards while providing the convenience you need. Register your card online to check your balance and see transaction history. You can use the card as many times as you want until the balance is depleted, and the card is non-reloadable.
Build your nest egg, or protect yourself from overdrafts with no monthly maintenance fees. You can even get in on drawings for cash prizes, or earn dividends with no minimum balance. The point of saving is to make more money by earning dividends, not to pay fees just for having an account. Schedule transfers to or from your savings with our top-rated mobile banking app or online banking.
Reviews (10)
Jill Ferris
Jill Ferris
Jan 03, 2022
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We moved to West St. Paul and needed a new bank. My son recommended Affinity to me and I opened an account. The people there could not be nicer!!! I have gone into the bank a few times since and everytime I have a wonderful experience. I now would recommend them to anyone.
Zack Roth
Zack Roth
Sep 25, 2021
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This bank will not allow me to direct deposit part of my paycheck into my wife's account. Unless I am added to the account. Our other banks do not have this issue. This same bank wouldn't allow us to deposit a check from our insurance made out to both of us, with both of us present.
I have never had these problems with any other bank. We were told to deposit into my account and withdraw the money to deposit into her account. What?
Amber Raissian
Amber Raissian
Aug 05, 2021
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If I could give them Zero stars I would. My husband was just profiled and basically refused service when he stopped in to open an account. My husband owns a barbershop, so I’m assuming because of his street clothes and his color he was profiled. He only has one day a week to do any type of errands because of the nature of his business. He was looking to open another account at a different financial institution in hopes to expand his business. I was called back by the manager Tasha who said she spoke to her employees that mentioned they tried to service him but they were busy, offered a few other
Michael Turner
Michael Turner
Jul 03, 2021
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We recently financed a purchase through Affinity and the process couldn’t have been easier. Kelsey was awesome with getting everything organized and sent off in a quick manner, answering any questions and keeping us up to date on the process. We have banked with a national bank for over 15 years and this is the first time an overwhelmingly positive banking experience has made us consider switching to a credit union.
Tea Light
Tea Light
Jun 02, 2021
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I am always treated kindly, quickly, and with the utmost customer care at Affinity Plus. Since Covid, I utilize their drive thru services which everyone is patient and understanding but the wait is less than 30 minutes depending on the time of day.
When I use the bank by app system they are detailed in giving updates or notifications to customers as soon as they can.
This is the only bank I know that works with you and wants you to be the best financially as you can be.
Jimmy Wang
Jimmy Wang
Apr 30, 2021
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I really like Affinity Plus until I refinanced my mortgage with them. Their online banking does not allow you to make additional principal payments to your mortgage. Instead, you're forced to call each time, which is pretty frustrating when you're on hold for 20+ minutes waiting to talk to a representative. All other banks I've used in the past allowed you to easily do this online. Each time I've brought up the lack of this feature in the past 11 or 12 months, I hear that it's a common complaint and is being looked into.
Jennifer Kramer
Jennifer Kramer
Mar 14, 2021
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Wow I called to deposit 25,000 into a money market account an got a snotty person on line- unhelpful and when i asked for his help he told me to go on-line and hung up on me.
One week later- talked to a rep at the bank. She apologized and so I opened MM account. Now I can't transfer my funds. I am on hold FOR EVER waiting for someone. This is a joke. No one helps, they apologize but still don't fix the issue. There is no way to talk a human being with out being on their annoying 800 call and wait and wait and wait.
Teresa Reichert
Teresa Reichert
Feb 14, 2021
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I've been so disappointed by my credit union lately. I've been a member for 20 years. Recently I had an unauthorized charge on my account. First they proceesed things incorrectly then closed my credit card without checking with me to see if I had something going through. I had a insufficient funds from another account because of this. I was reimbursed but what a mess. Always on hold forever when I call. They were supposed to send a lien release but failed to follow through with contacting the dealership as I was promised. Just very frustrating as they used to be so great. I miss going into the
Scooby Vang
Scooby Vang
Jan 27, 2021
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I just have to say, i was hesitant being a first timer applying for an auto loan however Jane J. helped me through the entire thing! via email!!!! This is by far one of my best experience with a bank. Jane was thorough, she is responsive! I hope i wasn’t too annoying. lol. I was able to get an auto loan with no co-signer and feasible monthly payments. Looking forward to my journey with affinity plus.
Baychang Jer Lor
Baychang Jer Lor
Aug 15, 2020
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I don't like to give bad reviews but it needs to be said so others don't get treated the way I did.
I've been with affinity for over ten years and never really had an issue. Since I didn't do much but use the checking account and got small loans. Today I am sorry to say, this bank has let me down. My first issue is with Corinne, the lady that took over two weeks to open up my business account. Is this a normal time frame to open a business account? We patiently got through that and finally got to the point of getting a small loan. Here again two weeks go by and I'm still not getting anywhere.