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We offer the most competitive pricing & terms for private money loans in Northern California + the ability to close quickly. Founded in 1943, Security Financial Services (SFS) is an established real estate lender headquartered in San Francisco. Throughout both good times and bad, we've provided mortgage brokers, developers, and investors acquisition, rehab, or refi loans secured by property throughout the Bay Area and Northern California.

Security Financial is neither a high-priced hard-money lender nor a slow-moving conventional originator. Thanks to the mix of our own capital and low-cost lines of credit, we consistently offer the lowest rates - starting at 5.95%. For Borrowers who have an immediate close of escrow or have a hard to finance property, we can close in as fast as 3-5 business days!
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In its early years, Security Financial was in the business of purchasing sales finance contracts, with a myriad of small accounts coming from dress shops, furniture stores, and car dealerships. In 1946, after 4 years of operations, the firm obtained its first loan license and began making personal loans.
For those investors focused on Multifamily property in Northern California, SFS will partner with you to finance your acquisitions and fund your capital improvement budgets. There are countless under-maintained and under-managed properties in the Bay Area that represent excellent value add investments.
For investors focused on Single Family Residential (SFR) or 2-4 unit Investment Properties in Northern California, SFS will partner with you to finance your acquisitions and fund your rehabs. Whether it be high-end residential or value-add opportunities on smaller rental properties, we understand how to help investors get a project completed.
Help your clients obtain Acquisition, Rehab or Refi/Cash-out loans QUICKLY with the lowest private money rates around. PROPERTY TYPES: Everything except land and special purpose (1-4 SFR property must be N/O/O and the loan must be intended for business or investment purposes only). GEOGRAPHY: We fund deals in the Bay Area as well as select counties throughout Northern California.
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