First Custom Mortgage
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Before you start to shop for your dream home, contact us at First Custom Mortgage, Inc., NMLS #186215, for a Free Consultation and getting pre-approved. We can discuss your financing options and walk you thru the loan process and even make it a pleasant experience. In some cases you may even qualify for 100% financing.

If you already own a home we can help you refinance to take advantage of the LOW RATES. We and also help you get "CASH OUT" to consolidate your high-interest revolving debts, make home improvements, take that dream vacation, or anything else you may desire. We are Mortgage Specialists able to assist you whether you require a Conventional Loan, Commercial Loan, or a VA Loan.
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First Custom Mortgage, Inc. has been doing business in Alabama since 1997. Operated by Anthony Bahakel, who has over 25 years experience in the Legal and Mortgage Industries. Anthony Bahakel, NMLS #189936, is also a member of the Alabama Mortgage Professionals Association, almpa.org.

As an active member of the Alabama Mortgage Professionals Association, Anthony Bahakel served as a Director from 2008 to 2009, he was then elected to serve as the Organizations Treasurer from 2010 to 2011.
Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for. In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors.
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