Travis Penny
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Travis Penny
If you are interested in a Rate and Term refinance or a cash out refinance, start above. If you are a first time home buyer looking for information on the process, start above. Maine has a lot of mortgage lenders, and I know you have options in your home loan shopping process. I can provide a level of customer service and home loan options that most traditional loan officers or even your bank can not make available.

Competitive Maine mortgage rates, personal attention, a variety of mortgage loan options and quick and easy pre-qualifications! As a Mortgage Broker Maine, I service all areas of the State. Multiple options allowing you option with aggressive pricing that help self employed borrowers. Having to move the family from South Florida, to Maine, was going to be hard enough, but finding and buying a new home could have caused the most stress.
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When you're calculating your home mortgage budget, it's very important that you have a set budget and search for a mortgage that fits within your financial guidelines. When your shopping for a mortgage, the amount of interest that you are charged can make your payment jump significantly. The importance of knowing your mortgage rate and how it will affect your overall payment is imperative.
With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage options, you can have peace of mind that you are getting the best rates and terms in the Maine market place today. Not comfortable starting online? Answer a few questions, and I will call you at your earliest convenience.
Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home's equity. Need refinancing options on a home, or other real estate?
Consider this, the lenders I deal with, offer Maine Mortgage rates based on the risk of the loan. For example, a person with an 806 Credit score, putting 40% down is a much lower risk then a person with a 556 credit score, putting 0% down. Every lender I deal with has a "Sweat spot"; The clients that Lender Q is looking to deal with are different from the clients that Lender Y is looking to deal with.
Maine Non-Prime is a term for loan types that do not fit into the restraints of government lending standards known as Prime, Agency, or A-Paper Lending and defined as Qualified Mortgages. Maine Non-Prime loans are also known as temporary or fixer loans for borrowers who are on their way to Prime but need a little help before they qualify.
Reviews (5)
Joshua Da Ingineer
Joshua Da Ingineer
Feb 06, 2021
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Good experience results on how i make $11,000 every week!!! This has been an incredible experience from day one! This wasn't my first time trading but honestly I didn’t know what to expect when I first joined. After much loss. God walked me through the entire process from start to finish, which was a HUGE plus! They made the entire process so easy and hassle-free! I’m very impressed! I will definitely be referring him to you all. You can start making money through forex trade. His Name is Chris Crypto. best trader from California. You can reach him via Email on chrscrypto@gmail.com
Shannon Ryan
Shannon Ryan
Mar 10, 2020
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Travis helped me from start to finish. Answered every text and question I had. I had a fantastic experience with him and would recommend him to anyone. Thank you again Travis.
Timberly Kirstin
Timberly Kirstin
Jun 19, 2019
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Travis is a pleasure to work with. He has exceeded my expectations in multiple transactions. He’s creative, pays great attention to detail, always makes sure my clients are in the best financial situation, and closes quickly! I highly recommend him!
Corey Junkins
Corey Junkins
Jan 03, 2019
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Very fast when we refinanced our home in Lisbon. Everything went smooth. Happy with the outcome!!!
Chris Whitney
Chris Whitney
Aug 02, 2018
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Having to move the family from South Florida, to Maine, was going to be hard enough, but finding and buying a new home could have caused the most stress. Fortunately, I was able to connect with Travis once I found the perfect new home in Maine, for my wife and 2 young sons. Between his organization, communication and promptness, my home buying process went so smooth, it left me with that much more time to organize and make the relocation across the country. My family highly recommends Travis for any home buying or refinance needs!!