Why choose a us as your local Mortgage Lender / Mortgage Broker? Helping home buyers like you for 25 years, we combine fast, local processing with the right program at low rates and costs. Not as easy as it sounds. Ask us about our SIMPLE, DIGITAL ON-LINE MORTGAGE process or go to our secure on-line app here, We can assist or answer questions at any point without long wait times.
If you've already applied, log back in here. We've been helping customers afford the home of their dreams for many years and we love what we do.
If you've already applied, log back in here. We've been helping customers afford the home of their dreams for many years and we love what we do.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the highest service along with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan.
Due to sometimes volatile treasuries/bond market conditions, these rates are subject to frequent change. Thank you for your understanding. The above rates are subject to credit approval and Standard Loan Level Price Adjustments (LLPA)s charged by Fannie Mae and Freddie Mac. Contact us for a specific quote for your scenario.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
The RD No Money Down Loan Program is available in almost all of Maine. There are generous income limits so many buyers can qualify. Many times the payment on this loan is lower than it would be for a loan WITH a down payment. We've been helping customers afford the home of their dreams for many years and we love what we do.
Reviews (9)
Jon Ross
Dec 23, 2021
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Our broker Kristeen was the most amazing professional. She had answers to everything sometimes even before I asked the question. Her availability is pretty much 24 hours. She is very detailed oriented. The rates we were offered were very competitive. They beat the other two offers we received. Again, a pleasant experience I would highly recommend.
Brett Gabor
Jul 28, 2021
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Josh Skehan
Jul 26, 2021
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Craig Plourde
Jul 14, 2021
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Matt Walsh
Feb 16, 2021
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Dj Goodwin
Feb 03, 2021
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Kristeen Smith and First Portland Mortgage were amazing during our recent refinance. Our previous mortgage company was horrible to work with and made several mistakes with our mortgage, but Kristeen was able to help us navigate and resolve them all. It was a excellent experience working with Kristeen and First Portland Mortgage.
Julie Macomber
Jan 31, 2021
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Robert Miller
Oct 29, 2020
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William Eaton
Sep 16, 2020
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First Portland made my first home buying experience amazing. there were no hiccups, no unanswered questions, practically 24 hour a day communications when I got nervous and needed to figure something out. Kristeen Smith worked with me figuring out what I qualified for and shopped to find me the best loan around for the house and really made me feel like buying a house was no more difficult than buying any other consumer product! buying a house is stressful, but First Portland Mortgages made it quick, easy, and left me feeling confident.
