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Clow & Associates Insurance Agency
We are proud to offer some of the finest insurance companies in the industry with the highest ratings. Learn about our team and the personal level of service that comes from our independent insurance agency. Visit our support center to make policy changes, ask questions, or find payments and claims information.

View our location address and contact information, or send us a message with our secure contact form. We are an Independent Insurance Agency, which means we have made available some of our best companies for your online quick quotes. Located in Byron Center, we serve clients throughout the state of Michigan.
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Clow & Associates Insurance Agency is an Independent Insurance Agency representing many different companies for your insurance needs. We carefully selected our carriers in order to provide you with the best level of service, price and coverage. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs.
I graduated from Byron Center High School. I then played basketball at Mid Michigan Community College. After my time there, I transfer to Lake Superior State University and studied business management. My wife and I now own a home in Holland. We enjoy working out, taking our dogs for walks, and spending quality time with family.
I am fairly new to insurance as I just started my career with Clow & Associates Insurance Agency in February of 2020. I obtained my Michigan Property & Casualty insurance agent license shortly after I was hired and am very happy to be the Customer Account Representative for our agency. My prior career was 17 years at Gordon Food Service and 12 years at HT Hackney all within the Supply Chain area of those companies.
I was born and raised in Central Michigan. After graduating from Clare High School, I continued my education at Mid Michigan Community College to pursue a business transfer degree, while playing basketball and soccer for the college. Following my time at Mid, I transferred to Central Michigan University where I received my Bachelor's degree in Sport Management/Athletic Coaching and Master's degree in Sport Administration.
We are continuously working to improve our level of customer service, and any feedback is appreciated. If for any reason you are not satisfied with your experience with Clow & Associates Insurance Agency, please contact us directly and let us know where we can make improvements. Your opinions are important to us.
Reviews (8)
Shannon McNally
Shannon McNally
Aug 07, 2021
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Rich has been tremendously helpful with my homeowners and car insurance. Saving me money and giving me better coverage from my previous insurance. He’s professional, patient, intelligent and friendly. He made my experience very easy. You won’t be disappointed!
Thomas M.
Thomas M.
Mar 02, 2021
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It has been a pleasure working with Rich. Very quick response times and he was able to save us money as well!
Silver Sands
Silver Sands
Nov 21, 2020
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I am giving a five star because we had a bad feburary. Our daughter , who has insurance through the clow agency had an accident and totaled her car, she borrowed a car from us and it was stolen that evening. We have never had such a streak of bad luck. Rich helped us through it all and is still giving us great advice. Highly recommend
Brandon Sabin
Brandon Sabin
Jun 23, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
I would recommend Rich to anyone, and have on multiple occasions. He is timely, knowledgeable, and has saved every single person I have sent him money! Why wouldn’t you give him a shot!!!
Casey Steidle
Casey Steidle
Nov 02, 2018
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A friend referred Rich a couple years ago and I've been very happy ever since. He is always willing to go above and beyond to make sure my needs are met.
Rodney Gravitter
Rodney Gravitter
Jun 01, 2018
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Can't say enough good things about Rich and The Clow Insurance Agency. Awesome customer service. He has been beyond helpful & has been a great resource to have in terms of insurance related issues. He is always available, has my best interest in mind and quick to respond. 5 out of 5 stars!
Lauren Medina
Lauren Medina
Jun 26, 2017
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It must be about 8 years now that I have worked with Clow & Associates for all of my insurance needs and I am still beyond impressed with the customer service I receive with this agency! The availability of this agency to fulfill my insurance needs, doing so with great pricing options and in such a quick manner...what more could I ask for?!
Rudy Castro
Rudy Castro
Jun 19, 2017
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Gives negative reviews based only on one side of the story! They also do not put out there how rude they were on the phone From the get go! We were not giving the dispatch for one of his clients for roadservice in a timely fashion from the third parts call center that handles the inbound calls from insured. There for the customer had an extended wait for service from the moment they called in, no fault of ours what so ever. From the time we received the call to the time we arrived was less the 50 minutes! The call was lost prior to it being sent over to us! They would not let us get a word in edge