HomeState Mortgage
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HomeState Mortgage
Apply Now Loan Type Home Purchase Home Refinance Massachusetts Credit Score Excellent (720 or above) Good (660-720) Average (620-659) Below Average (580-619) Poor (579 and below) Go! Try our state of art mortgage amortization calculator! Calculate your mortgage payment principal and interest ratios througout the course of your loan.

Although our rates and costs are among the lowest in the industry, a purchase transaction requires expertise. Refinances are about saving money, or borrowing money at the lowest possible rates and costs. HomeState Mortgage has you covered with a variety of fixed and adjustable rate options.
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Although our rates and costs are among the lowest in the industry, a purchase transaction requires expertise. With commitment and purchase dates to meet, it is important to work with highly experienced professional. All HomeState loan officers have multiple years of experience in the Massachusetts purchase market.
Reviews (3)
Henry Wong
Henry Wong
Dec 30, 2021
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Jamie from HomeState Mortgage first helped me refinance my condo 15 years ago. Since then, he has helped me a total of 8 times throughout the years, from financing my home purchase to refinancing whenever rates dropped. HomeState works with many lenders, so Jamie can offer the best rates along with the lowest closing costs. There’s also a true no points, no close option, which I have used in the past. The entire process is fast and easy. Communication is excellent. Jamie is always available by email, phone, or text and usually responds within a matter of minutes. He’s experienced, efficient
Abhijit Mazumder
Abhijit Mazumder
Nov 25, 2021
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I have worked with Gene from Home State for second time in a year; to finance my first home and then re-finance. He was highly referred by my close friend circle and now he has my strong reference as well. He is honest, responsive and patient in explaining all the numbers as many times as you need him to. Plus he is local to MA having a good network amongst lawyers and insurance providers. Give him a chance and you will have anxiety free home buying / re-financing experience.
Tibor Held
Tibor Held
Oct 04, 2017
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The folks at Home State Mortgage are great! I got all the information I needed and all questions answered quickly. The whole process went smoothly from start to finish. I couldn't have chosen a better mortgage lender.