Primary Residential Mortgage
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Primary Residential Mortgage
Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home, to refinancing or upgrading to your dream home, we will be there for you every step of the way. We're ready to provide you with the best residential mortgage program that matches your unique needs.

In a perfect world, getting a mortgage loan would be fast, simple, and secure. Now it is! At PRMI, we provide you with a streamlined application process called ClickApproval that is much faster than traditional ways of applying for a mortgage. Complete your entire mortgage application from your mobile device, any time, anywhere, on your schedule.
Services
Our unsurpassed service has elevated our company as a leader in residential mortgage lending in Rhode Island, Massachusetts, Connecticut, New Jersey, Florida, New Hampshire, Maryland, Georgia, Virginia, and Pennsylvania. Our loan officers are experienced, attentive, educated, and available to get you started on your mortgage today!
When a homebuyer is pre-qualified, he or she has provided the lender with the basic information to determine which loan program the homebuyer may qualify for. Whereas, when a homebuyer is pre-approved, the lender has collected, verified and presented the information needed for underwriting and approval.
Below you will find many useful resources for Real Estate Agents. Whether you're looking for forms, borrower worksheets for your clients or links to helpful sites, we have what you're looking for! It is an agreement that says should the value of the house not come in, all parties agree the buyer need not move forward.
Reviews (7)
Diane DeBarros Pina
Diane DeBarros Pina
May 18, 2021
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I have been trying to speak to a live person for days now because my homeowners insurance policy was canceled due to nonpayment from PRMI. Money is collected monthly and supposedly goes into escrow account but I can’t see it anywhere. I have held for at least an hour on a couple of occasions and have asked for a call back once. When I received a call back it was from an answering service who could do absolutely NOTHING! HORRIBLE!!!
Ileana Puppi
Ileana Puppi
Jan 20, 2021
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Very smooth transition, we sold & bought & worked with Jon Joubert, he was fantastic, helpful in every way.
Brian Droney
Brian Droney
Dec 24, 2020
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4th time w primary. Ken Marsella is the best in the business. Thorough, responsive and just an all around great guy to do business with. Highly recommend!
Magno Escobar
Magno Escobar
Sep 24, 2020
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Primary Residential mortgage is a very good institution I liked the service thanks.
David Harbour
David Harbour
Jun 03, 2020
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Kenneth O'Brien III was the loan officer for my clients. In short he was horrible...unprofessional and if I were you I would stay away from using him. Sure he does a lot of loans, but his bedside manners are atrocious. I have been in real estate 22 years. Ken NEVER returned any of my phone calls...he did not respond to my buyers (his clients) when they called and had questions. He almost messed up the loan by not reading the proper settlement by a month.
Robert McCall
Robert McCall
Apr 15, 2020
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We refinanced through Primary Residential Mortgage at the peak of a Global Pandemic. Ken Cesaro did all he could to get us a great rate. Ken guided us through the process with ease. We recently closed and are extremely satisfied. My wife and I recommend Primary Residential to everyone.
Corey Michael
Corey Michael
Apr 08, 2020
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The entire process was as efficient as anyone could have hoped. John was great and owned the process right till the very end which was great.