We founded AIMS in 2003 to bring Alternative Risk Transfer [ART] solutions to mid-sized companies THROUGHOUT THE NATION. AIMS stands for "Alternative Insurance Management Strategies". Although we offer a complete selection of traditional insurance consulting, brokerage and risk management services, our expertise is designing, creating and developing these strategies to reduce the total cost of risk for our clients.
Then we craft and manage these ART insurance programs for individuals, companies, trade associations and groups of mid-sized companies to deliver the intended results. Most companies and people simply buy insurance to protect their assets. However, sometimes insurance is not the most cost effective way to transfer the risks to protect those assets.
Then we craft and manage these ART insurance programs for individuals, companies, trade associations and groups of mid-sized companies to deliver the intended results. Most companies and people simply buy insurance to protect their assets. However, sometimes insurance is not the most cost effective way to transfer the risks to protect those assets.
Services
We don't start with insurance. We take a "strategic risk management first" approach and look at a complete array of possible strategies to manage your risks, and then implement the optimal solution, even if the best solution is just buying insurance. Because we are not a typical insurance agency that just sells traditional insurance products, you can be assured that your risks are being well managed.
Broad coverage, excellent service and competitive pricing can make traditional insurance compelling. Sometimes traditional insurance offers the best solution to your risk transfer needs, especially when the commercial insurance market is in one of its "soft" phases.
You should never ignore what the commercial market can offer and you should never enter into an ART program without first understanding what coverages and support services are available - at what price - from the commercial insurers that know your industry best.
You should never ignore what the commercial market can offer and you should never enter into an ART program without first understanding what coverages and support services are available - at what price - from the commercial insurers that know your industry best.
If you answered "NO" to three or more of the above questions and currently pay more than $250,000 in annual Property & Casualty insurance premium, an ART program may be right for you. A captive insurance company is one that is owned by the company or companies that it insures. Captives have been around for a long time.-
Providing access to the industry's most trusted providers of specialized coverage, AIMS implements an analytical approach to finding the best company to fit your specific needs. AIMS specializes in customized insurance programs for all properties. We have the ability to provide coverage for primary homes, seasonal residences, rental properties, and condos.
AIMS offers customized risk management Solutions focused on identifying and mitigating loss exposures. If your residence is valued at $1M or more, AIMS has the ability to create a high-value property package for any residence ranging from primary dwelling, vacation property, rental property, and condo.
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