The Best Reverse Mortgage Solutions in Austin, Dallas, Houston, San Antonio and ALL of TEXAS. Texas Reverse Mortgages are our specialty. 1st USA Reverse Mortgage/The Valdez Group is not here to sell you products. We are here to help you find solutions to your needs. We understand that any Reverse Mortgage is a big decision and should not be taken lightly.
Our first priority is to educate and to find the right program to fit your needs and one that will benefit you for the future. A Home Equity Conversion Mortgage (HECM's), also known as Reverse Mortgages are federally-insured and backed by the U.S. Department of Housing and Urban Development (HUD). HECM loans can be used for any purpose.
Our first priority is to educate and to find the right program to fit your needs and one that will benefit you for the future. A Home Equity Conversion Mortgage (HECM's), also known as Reverse Mortgages are federally-insured and backed by the U.S. Department of Housing and Urban Development (HUD). HECM loans can be used for any purpose.
Services
Joe currently resides in Austin, TX. Joe is a seasoned professional with 14 years originating Reverse Mortgages. Joe puts an important focus on customer satisfaction and ensures that his client's Reverse Mortgages close timely and effectively. His proven success record has helped hundreds of homeowners 62 and older nearing retirement.
HECM Annual is a reverse mortgage whose interest rate adjusts only once a year, with a"lifetime cap" to ensure that your rate will never go beyond a certain percentage above over the initial rate. In addition, there's an "interval cap" that guarantees that your interest rate cannot increase by more than a certain percentage annually.
Here are just a few of our favorite benefits of a reverse mortgage. We hope that this helps you in making a wise decision to move forward with your reverse mortgage. With a Reverse Mortgage, as long as you live in your home, you never have to worry about monthly mortgage payments again, as long as you continue to pay your property taxes, insurance and HOA (if applicable).
Our licensed specialists do everything they can to ensure you have a great experience throughout the entire process of getting your loan. We are with you every step of the way to answer your questions and ease any concerns. During this step, we will review your financial situation and get the appraised value of your home.
HECM for Purchase (H4P) is a Federal Housing Administration (FHA)-insured home financing program designed specifically for homebuyers who are age 62 and older. It's specifically designed to help you get the funds you need to buy the home you want at this point in your life - with fewer financial worries and limitations.
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