Virginia Educators'credit Union
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Virginia Educators Credit Union is a full service not-for-profit financial institution that has been exclusively serving teachers, students, PTA members, alumni, and their families for over 60 years! Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website.
Services
VECU offers a variety of convenient products and services available to members. VECU provides services for members to access their accounts by phone, online, or in person at a branch. VECU will also come to you if necessary! Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website.
Virginia Educators Credit Union (VECU) offers a wide variety of accounts to meet the financial needs of educators/teachers, employees, students and others engaged in services within our educational community. Accounts range from Savings/Checking to Individual Retirement Accounts (IRA's) and Certificates of Deposit, so we are confident that we have the account that will best meet your financial needs.
Newport News, Williamsburg; James City County; York County; Isle of Wight County; Gloucester County; Mathews County. Employed by an educational organization, or public/private school system within VECU's field of membership. Engaged in or a member of a school auxiliary and/or activity service (such as a Parent Teacher Association (PTA)) within VECU's field of membership.
The quickest way to open your Virginia Educators Credit Union account is to stop by any of our convenient VECU branch locations. It just takes a few minutes to open a savings (share) account with a $5 minimum deposit that will qualify you for membership. Then you can immediately apply for our low-rate loans and open additional accounts with VECU.
A prime share savings account is the initial account that you will open with Virginia Educators Credit Union. Once you make the initial $5 minimum balance deposit (par value), which is your share in the credit union, you become a member owner of VECU.

As a new member owner you can take full advantage of all other products and services offered by the credit union including our convenient account access options, competitive loan rates and much more!Open a Holiday Club account today to save funds specifically for the holiday season. Holiday Club Accounts require a minimum balance and opening deposit of $5.00 and earn dividends on balances of $200.00 or more.
Reviews (10)
Charles Gresham
Charles Gresham
Sep 21, 2021
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Very poor customer service and unresponsive to phone calls - no lobby access
Azarik Pugh
Azarik Pugh
Jul 14, 2021
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This office is a joke. They either service only certain clientele or simply discriminate. I’m a teacher and joined them without checking the reviews. What a mistake. They never answer the phone. Never call you back. Simply ignore you. The whole thing is run by two elderly ladies as a hobby. I strongly discourage you from joking them. I’m pulling out ASAP.
Alan Norton
Alan Norton
May 29, 2021
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Worst bank I’ve ever been with, they don’t know how to answer the phone nor do they know how to handle simple things such as why my card was frozen for spending $100 dollars on bills. They have no communication skills and if it wasn’t for Meredith I wouldn’t have stayed with this bank for as long as I have. Today I’m closing my account and taking my services elsewhere.
Al Northington
Al Northington
Dec 16, 2020
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Fraudulent charges to my account for an electric and gas payment. Credit union would not refund and insisted that I contact the gas and electric company to get credit. That is idiotic since I did not have an account with the gas / electric company to tell them what account the fraudulent payment was posted to. I had to write to the CPFB and the State of VA comptroller. They government agencies responded in 7 to 10 days (amazing) and magically VECU refunded the $$$. Meredith Lochstampfor was main one. She was worthless.
Theincrediblebijou
Theincrediblebijou
Oct 12, 2019
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One of the members of this particular bank stole my checking account number and used it to make a recreational transaction. Someone who is getting paid to protecting my money, is committing fraud. This is unacceptable and I am only writing this review to caution others against this.
Aja Spicer
Aja Spicer
Aug 06, 2019
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I have been calling and leaving messages to ask someone to call me back for almost 2 months now. everytime I call I get transferred to a voicemail. I do not recommend this place. Your business isn't important enough to them to call you back to help you out. I live out of state and it is not possible for me to go in to talk to someone. I have asked when I call to be transferred to a person and not a voicemail. It is impossible to do business with a voicemail.
A.
A.
Nov 09, 2018
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Worst experience that I have EVER had with a bank. I have been calling for over a month now trying to get a form faxed to me. I have left dozens of messages and not a single one has been returned. The one time someone did actually answer the phone they were short and rude with me but assured me that a supervisor would call me back the same day. Of course no one ever called me back. DO NOT DEAL WITH THIS BANK.
Brian Stith
Brian Stith
Oct 25, 2018
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THEY WILL TAKE YOUR MONEY!!! My mom was used VAC for banking for over 20 years. When I left to college, she put me on all of her accounts in case something was to happen to her. This is a sad story because the poor treatment and customer service came directly after the passing of my mom. I currently live in Arizona and my mom lived in Virginia. In October, I received a call from my mother’s doctor informing me that mom was terminally ill and didn’t have much time left. I returned to VA to stay with mom while she was in hospice care. I stayed with her through the duration of her hospice care
Bob Immerman
Bob Immerman
Jul 26, 2018
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Well, after waiting 2 months for my debit card to come in I called for a week until I got somebody to call me back at another time. They send out the new card which came one month later and I'm still waiting for the rest of my information so I can use the damn card . To top it all off the branch that I would use has been under renovation since the day after I joined. So I have been completely unable to access my account . And it's a hundred percent do to their incompetence
Manal Kabbani
Manal Kabbani
Jun 25, 2018
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When Robin worked here, it was great. Ever since she left, it has been hell trying to reach someone to speak with. They never answer their calls. They tell you they'll send you something and never send it. They're downright the worst bank to work with. I still don't even know my account number because they will not give it to me. I am closing my account now.