Brian Kelly Home Loans
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Fitness is a passion and I love a challenge. Let me help you navigate through the home buying process by exploring all options available and choosing what's best for you. Our experience with Brian was exceptional. This was our first time buying a home, and he made the process easy to understand and efficient.

His communication was consistent and quick and he was able to complete the process much sooner than anticipated. He took the time to explain everything in detail and always answered any of our questions with accessible clarity. We cannot recommend his services enough! From the moment we contacted Brian to the funding going through he was by our side!
Services
Whether you're looking to buy, build or refinance your home, as an experienced mortgage professional, I am here to help. I offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. I will be solely dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.
The Federal Housing Administration offers private loans for existing or new home purchases as well as programs for home repairs for borrowers seeking an FHA Loan. The FHA is a government agency inside the U.S. Department of Housing and Urban Development. An FHA loan is a type of mortgage that is insured by the Federal Housing Administration.
Conventional mortgage Loans are not insured or backed by a government agency such as the FHA or the VA. Before applying for a home loan, it is important to determine the best financial option for you. Conventional mortgages are loans that aren't guaranteed or insured by the federal government. You may also refer to this type of loan as a non-GSE (non-government sponsored entity) loan.
Jumbo loans are larger than most conventional home loans, but are still considered a "traditional" loan program. If you are looking to apply for a Jumbo Loan then you are typically considering a property that is above the market's average. Having the ability to borrow this amount of money is very beneficial, but getting approved for a jumbo loan is becoming more difficult each year.
VA mortgages are labeled as the best mortgage option for eligible veteran or active duty military personnel looking to buy a home. The VA loan is a type of mortgage that is guaranteed by the U.S. Department of Veterans Affairs (VA) and offers long-term financing to eligible veterans in all parts of the country where private financing isn't necessarily available.
Reviews (9)
Justin Nicol
Justin Nicol
Jan 25, 2022
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Positive: Professionalism, Responsiveness
This is our third house purchase and by far the best experience yet. Brian Kelly-Senior Loan Officer was awesome! He was very professional regarding our questions and was straight forward with answers. Brian definitely won our return business and would definitely recommend him to others.
Tim Simpson
Tim Simpson
Jan 04, 2022
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I worked with Brian as a reference from a friend and it turned out to be one of the best decisions I made. Brian was efficient, very communicative, and responsive to all of my questions and needs.
Incredible home buying experience with Brian Kelly!
Catamaran Ransom
Catamaran Ransom
Nov 23, 2021
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I connected with Brian after being given the run around for over a month from another broker when trying refinance my home. Brian was able to get the entire process completed very quickly and efficiently. He is extremely knowledgeable and knows how to get his customers the best deal in the market. Highly recommend contacting him for any home financing needs.
Mark W.
Mark W.
Nov 15, 2021
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I am self employed, my business was impacted by Covid, and I had trouble with other brokers being willing to work through these challenges. Brian wasn't deterred! He had the expertise and was willing to actually put in the work to help me get pre-qualified and ultimately funded on a loan. Brian is what you would expect a true professional - extremely responsive, knowledgeable, and creative. Thanks Brian!
Ryan Pilgrim
Ryan Pilgrim
Oct 28, 2021
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Brian simply did an AMAZING JOB! I Purchased a Rental through a Non-QM Mortgage Product... No Income Docs required and closed within 30 days. In this market I certainly did not expect the timeframe we were able to close, and even with Brian in another country for a week... he navigated a 9 hour time difference and NEVER missed a beat! Thanks again Brian!!
Eibhlhin
Eibhlhin
Sep 11, 2021
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Positive: Professionalism, Quality, Responsiveness
Brian started our working relationship out by working with us on a Sunday! Since then, he has worked non-stop to help us finish our loan process and was always responsive and helpful. He was kind and patient and we were very happy with him throughout.
Jennifer Newton
Jennifer Newton
Sep 03, 2021
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Brian came to our rescue at the tail end of our loan process with a big known bank. The other bank pushed out our closing date due lack of appraisal report they order several weeks before. Brian listened to our disappointments and promised he could do better and faster. Oh my goodness he was right! We closed on our new home within 8 days of giving Brian our information. He is super personable, professional and great at what he does! I highly recommend Brian! Thank you again Brian for helping us.
Samantha Petersen
Samantha Petersen
Sep 01, 2021
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I couldn’t have asked for a better loan officer than Brian while purchasing my first home. Being in the mortgage industry I could tell right away he knew exactly what he was doing and truly finding me the best lender/terms. Brian had the best communication and got back to me within minutes every single time, and it was a long process finding my home. I will definitely be using him for every home purchase moving forward and recommending him to anyone buying a home!
Stephanie Durflinger
Stephanie Durflinger
May 03, 2021
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Brian successfully coordinated a complex loan purchase transaction including an out of State buyer, me. I have not met Brian in person which always poses extra challenges but Brian was great. He understands his business and the needs of borrowers. His communication is clear and concise with excellent attention to detail and follow up.
Nearing our final conditions I think he was more impatient with the asks from underwriting than I was. He was a champion representing my interests closing the transaction on time with all the same terms as initially discussed. Brain gave no surprises, kept me informed