C3 Risk & Insurance Services
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We bring color to the insurance industry to prevent the unexpected and provide a fresh perspective to risk mitigation. C3 told us up front that their process would be different, starting with an investment of time and money to get to know our business. We never could have imagined that having a video production crew interview our employees would help us get the best price on insurance, but that's exactly what it did.

Throughout C3's process, it's that special touch, that extra deliverable, that makes all the difference. Scott Mason joins Discover the Difference to share his triumphant story and mission to help people discover their purpose. His story starts with alienation as a biracial child growing up in the Midwest and the inability to find anyone like him.
Services
Whether you're seeking a single policy or a strategic protection plan for your business, C3 offers the full spectrum of insurance products to customize a comprehensive solution to fit your specific needs. Protecting your business also means protecting the health and well-being of your employees. Explore how C3 leads the client journey to achieve their benefits goals and provide the best possible care to their employees.
Your business is unique and so are your needs. Experience C3's journey through "Discovery" and feel the difference of a team that truly understands you and your business. We tailor solutions to keep your business flourishing through any unforeseen incident.

Required of all businesses in 49 states, workers' compensation protects employees and employers from financial loss resulting from an employee's injury, disablement, or sickness from a work-related cause.State requirements vary as some only require workers' compensation after a certain number of employees are hired.
C3 has teamed up with DPH Financial Services, Inc, one of the country's elite independent life insurance and estate planning firms serving ultra-affluent individuals and families, including athletes, entertainers, executives, entrepreneurs and business owners. We are often brought into the nation's leading law and accounting firms to ensure their clients receive the best care relating to their wealth protection and wealth transfer planning.
As a backbone to America, the construction industry presents a wide array of unique challenges that require intimate knowledge and sophisticated expertise to understand. C3's deep bench of industry veterans and specialty insurers coupled with a different approach to the toughest risks to insure, position us to handle your company's needs.
C3 simplifies the complex world of employee benefits to achieve your benefits goals and provide the best possible care to your employees. Our goal is your peace of mind knowing your employees are covered with the best solution for your business. C3 starts by plunging in to DISCOVER who your company is, your culture and brand, and your goals to best understand your needs.
Reviews (8)
A. & C.
A. & C.
Feb 02, 2022
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Employees leave left and right and I never know who is managing our corporate insurance! This is just absolutely ridiculous! I email and call and email and call and NO ONE reaches out to let us know "this person is taking over". I definitely am switching brokers if I do not hear back by tomorrow! Absolutely hands down the most unprofessional company!
Mehmet Tolunay
Mehmet Tolunay
Aug 12, 2019
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They are very professional and prompt in responding and I can see they are really good and knowledgeable insurance brokers. I especially appreciated their close follow up and promptness and thoroughness in their responses to my questions.
Dotty Hummeldorf
Dotty Hummeldorf
Jul 01, 2019
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Shannon,
She is AWESOME!! We received a notice from our insurance carrier that our premium was increasing by more than 25%- YIKES!! Shannon is going to see if there are credits we can apply to our account and also research other carriers to see if we can come up with competitive pricing. So nice to know she is willing to go the extra mile! Thanks!!
George Premo
George Premo
Dec 23, 2018
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Joe in Phenomenal!!
As a small business owner trying find a local service in San Diego to provide business insurance is unheard-of. I was recently up for renewal on my General Liability with a different company & needed to renew quickly as I only had a few days to get coverage!
My old insurer was not upfront, did not care about my coverage that I really needed, did not recommend or tell me anything about my policy, it was like this for years. I was finally fed up & decided to call Joe & I am very happy I did!
Joe answered the phone, asked a few questions about what I needed & really took care
Adam Jung
Adam Jung
Dec 02, 2018
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Their crew is awesome and love helping others find the best insurance coverage out there!
Haylea Minks
Haylea Minks
Sep 20, 2018
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C3 is a full service insurance agency! Employee benefits, Life Insurance, Business Insurance, we have it all!
Terry McCleary
Terry McCleary
Sep 07, 2018
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Great service. As a small business owner, I need to make sure that our insurance needs are met, but I don't want to have to put a lot of thought or time into it. Joe and the team at C3 Risk take care of everything for me. They are knowledgeable, responsive and work tirelessly to find the best rates for us. I wholeheartedly recommend C3.
Lillian Loeffler
Lillian Loeffler
Jun 30, 2018
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Joseph Erle was great to work with! He took care of me right from the start. He made sure to assess my specific needs and find what best fit those needs. Thank you Joseph for your professionalism!