Christina Ocharzak
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Christina Ocharzak
Christina Ocharzak with First Home Mortgage is your premier mortgage originator located in Hagerstown, MD. First Home Mortgage has many programs to offer such as USDA, FHA, VA, and Conventional programs. First Home Mortgage is one of the top lenders for the Maryland Mortgage Program, so Christina is very familiar with these loans and is ready to help.

You can see more information about these loans in the Loan Programs tab above. Christina enjoys helping others through the process and getting clients prepared to purchase a home. She tries to make the loan process simple, straightforward, and as fast as possible for borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan, Christina is here to help you find the ideal financing solution.
Services
Christina is a resident of Maryland serving the tri-state area of Maryland, West Virginia, and Pennsylvania. She is dedicated to helping you with all your mortgage needs. As the process can be complex, she finds it rewarding helping people achieve their goals and helping them to understand everything that they may have questions or concerns about along the way.
Reviews (7)
Fatou Singhateh
Fatou Singhateh
Oct 05, 2021
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Christina has been very nice to work with. She is always ready to answer your question and respond back quickly when you needed her . I would recommend anybody to work with her.
Sara Duncan
Sara Duncan
Jul 16, 2021
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10 out of 10 all day long! Goes the extra mile, makes you feel heard and explains the process thoroughly. Highly recommend !
Hannah Wigfield
Hannah Wigfield
Jul 14, 2021
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I never hesitate to recommend Christina as a trusted loan officer. She is extremely knowledgable especially when it comes to local programs and grants. She is always willing to go the extra mile to help her clients. If you have a dream of becoming a homeowner one day..Christina will help you get there. From start to finish she ensures her clients a smooth transaction!
Laureen Henry
Laureen Henry
Jul 03, 2021
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Christina was thorough, timely and informative every step of the way through the home loan process! I highly recommend her for your home loan needs!
Michelle T.
Michelle T.
May 27, 2021
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This was by far the smoothest process I had experienced! Christina and her team made this experience very stress-free! This is an experience I can look back on, and say, yes, ‘I was kept up to date throughout the process’ Christina had all my ducks lined up in a row for closing and in helping me achieved my ‘forever home’ just in time for my birthday!!! I look forward to continuing using her professional service(s) in the future-:)
Thanks again for everything.
Ani.
Nick Starkey
Nick Starkey
Feb 27, 2021
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Everyone is very kind and competent! They do an amazing job and can't recommend enough.
Kyle Abbott
Kyle Abbott
Sep 28, 2020
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Christina Ocharzak and the First Home team we’re exceptional at helping us through the first time home buyer process, they answered any and every question we had in a timely manner and made the process as smooth as possible, I would definitely recommend!