A national marine and recreational vehicle lender, with a proven history of providing quality boat financing and RV financing. Our loan specialists are knowledgeable, fellow boaters and RV enthusiasts, who understand the joy and excitement of the water and open road. We work with a large number of underwriters, allowing us to search for the best rate and the best opportunity for a quick loan approval.
Boat Finance and RV Finance loans through Coastal Financial are simple interest, and we have terms up to 20 years. We have provided quality service to tens of thousands of happy customers over the last 20 years. That's why, at Coastal Financial, our motto is. At Coastal Financial, we offer our customers U.S. Coast Guard (USCG) documentation for new boats, used boats and commercial vessels.
Boat Finance and RV Finance loans through Coastal Financial are simple interest, and we have terms up to 20 years. We have provided quality service to tens of thousands of happy customers over the last 20 years. That's why, at Coastal Financial, our motto is. At Coastal Financial, we offer our customers U.S. Coast Guard (USCG) documentation for new boats, used boats and commercial vessels.
Services
Coastal Financial finances, or refinances, new or used, power or sail, large or small, motor yachts, convertibles, express cruisers, high performance boats, houseboats, sloops, catamarans, and runabouts. As long as your boat floats.
Tax-Deductibility on Boat Financing: In accordance with IRC section 163(h)(2)(3) a taxpayer may deduct any qualified interest on a qualified residence, that is acquired during the tax year, 163(h)(4) a boat will be considered a qualified residence if it is one of the two residences chosen by the taxpayer for purpose of deductibility in the tax year as long as it provides basic living accommodations such as sleeping space (berth), a toilet (head), and cooking facilities (galley).
Tax-Deductibility on Boat Financing: In accordance with IRC section 163(h)(2)(3) a taxpayer may deduct any qualified interest on a qualified residence, that is acquired during the tax year, 163(h)(4) a boat will be considered a qualified residence if it is one of the two residences chosen by the taxpayer for purpose of deductibility in the tax year as long as it provides basic living accommodations such as sleeping space (berth), a toilet (head), and cooking facilities (galley).
Have you been dreaming of owning your own yacht, but concerned about having the time to enjoy your investment? Were you worried about the costs associated with maintaining your dream yacht? Coastal Financial's Charter Boat Loan Program may be your answer. Our charter boat loan program allows you to own a luxury yacht without the costs typically associated with traditional ownership.
Coastal Financial is a national RV lender with a long proven history of providing quality service. Our loan specialists are knowledgeable fellow RV 'ers who understand the joy and excitement of RV 'ing. Our loan specialists have provided quality service to 10,000's of RV loan customers over the last 20 years.
Vessel Documentation is a national form of registration facilitated through the US Coast Guard. Through this process, the vessel is awarded a six or seven digit number. This number is to be affixed to the vessel on some clearly visible interior structural part of the hull in a permanent fashion. This number remains with the vessel regardless of ownership changes.
As a conscientious boater, we're sure you understand the importance of acquiring and maintaining insurance of your boat or yacht, regardless of whether you own it free and clear or have it financed. We understand boating and would be happy to assist with obtaining an insurance quote for you. Thank you for your interest and we look forward to speaking with you.
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