Our Loan Officers are not only skilled in gathering the right information to process your loan quickly and efficiently, they are constantly updating their knowledge of new programs that are introduced into the marketplace. That means you get the personal, friendly service that you expect, but you also get a mortgage program that perfectly matches your current and future needs.
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Now is one of the best times we will see in our life times to purchase a home. With the economy being at a low point home values have dropped making prices very attractive to prospective buyers. Mortgage rates are also near historic lows making home affordability the lowest in history. Get preapproved and find the home of your dreams today!
Your actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. An LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase.
The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.All borrowers are subject to qualification, underwriting approval, lender terms, and conditions. Terms, conditions, and rates are subject to change without notice.
The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.All borrowers are subject to qualification, underwriting approval, lender terms, and conditions. Terms, conditions, and rates are subject to change without notice.
Here, at Mortgage One, we offer many financing programs to help you find the right one that fits your needs and wants. We are the lender, allowing us to offer a wide variety of programs that some mortgage companies can't. Take a look at some of the programs below and give us a call to speak to a loan officer today.
There are a lot of reasons that you might be considering refinancing your home. Reduce monthly payments, consolidate outstanding debt, such as combining a first and second mortgage into a new first mortgage; or just get out of a bad mortgage that's costing too much. By refinancing your current mortgage you can lower you mortgage payments and your interest rate.
In today's mortgage financing climate condominium financing has become one of the most difficult loans to obtain. You can't risk such a large investment to just any loan originator or lender. You need someone who specializes in condo financing and works with local developers, builders, association, and investors to help them maximize the financing opportunities for their prospective buyers.
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